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DTSTART;TZID=America/Los_Angeles:20230830T190000
DTEND;TZID=America/Los_Angeles:20230830T200000
DTSTAMP:20260414T064553
CREATED:20230726T223336Z
LAST-MODIFIED:20230726T223336Z
UID:8680-1693422000-1693425600@www.emboldcu.org
SUMMARY:Conceptos básicos sobre hipotecas
DESCRIPTION:¿Sueñas con ser propietario de una vivienda pero crees que nunca lo conseguirás? O tal vez no estás seguro de si es el momento adecuado para refinanciar. Considera a nuestros expertos en hipotecas superinteligentes como tus gurús personales para la compra de vivienda. \nTe ayudaremos a ir a lo grande y volver a casa con nuestro Taller de Conceptos Básicos sobre Hipotecas. Obtén las herramientas y los conocimientos que necesitas para tomar las mejores decisiones y alcanzar esta meta. \nObtén más información sobre: \n– Lo que se necesita para entrar en tu nuevo hogar \n– Cómo conseguir este objetivo \n– Cuánto te costará \nInscríbete ahora para reservar tu plaza. No dudes en invitar a familiares y amigos. \nLa Cooperativa de Ahorro y Crédito Embold esta registrada con el Sistema Nacional de Licencias de Hipotecas – NMLS por sus siglas en Ingles (NMLS #709344) \nAsistir en persona \nAsistir en línea
URL:https://www.emboldcu.org/es/event/conceptos-basicos-sobre-hipotecas/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20230913T190000
DTEND;TZID=America/Los_Angeles:20230913T200000
DTSTAMP:20260414T064554
CREATED:20230825T191546Z
LAST-MODIFIED:20230825T191546Z
UID:8996-1694631600-1694635200@www.emboldcu.org
SUMMARY:Adulting 101
DESCRIPTION:The time is finally here—you or someone you know has reached the age to boldly go out into the world. \nThis time can be filled with excitement as you chase your dreams—as well as apprehension about the unknown—which is why our Adulting 101 workshop is here to help! \nTogether\, we’ll help navigate: \n• How to gracefully go beyond your grace period and begin student loan repayment\n• How to build and stick to a budget\n• How to establish and maintain good credit \nThere can be some serious pitfalls if you’re not careful out there in the adult world\, so don’t miss this chance to start out on the right foot! \nClick here to register today\, and together we can learn how to adult like a boss. \nAttend In-Person\nAttend Online
URL:https://www.emboldcu.org/es/event/adulting-101/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20231007T100000
DTEND;TZID=America/Los_Angeles:20231007T120000
DTSTAMP:20260414T064554
CREATED:20230830T170917Z
LAST-MODIFIED:20230915T222942Z
UID:9028-1696672800-1696680000@www.emboldcu.org
SUMMARY:Transition Fair
DESCRIPTION:Learn about services for youth and adults with intellectual disabilities!\nJoin us at our Transition Fair\, a dynamic event designed to empower individuals with special needs as they navigate the journey into adulthood. \nThe Transition Fair is a unique opportunity to connect with a wide range of essential services and community partners all in one place. From education and employment resources to healthcare and social support networks\, the Transition Fair is your one-stop destination to discover pathways to independence and success. Join us in fostering a supportive and inclusive community on Saturday\, October 7\, from 10:00am to noon at our very own Community Center at Embold Headquarters\, and find all the information you need to help the individuals with special needs in your life to thrive in their transition to adulthood. \nResources from: \n\nFidgeTech\, Career and skill development\nClackamas County DSS\, County support\nNorth Clackamas Parks & Rec\, Social and recreation\nEdwards Center\, Independent living\nAlbertina Kerr\, Vocational support\nExceed Enterprises\, Vocational support\nGigi’s Playhouse\, Programs and support for individuals with Down syndrome\nOregon Department of Treasury\, ABLE Accounts\nEmbold Investment Services\, Financial planning\nBarbur Law\, Special needs trusts\n\nPlease invite friends and family! Snacks will be provided. \nRegister today!: https://www.eventbrite.com/e/transition-fair-tickets-709525318327
URL:https://www.emboldcu.org/es/event/transition-fair-2/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/04/MicrosoftTeams-image-20-scaled.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240124T190000
DTEND;TZID=America/Los_Angeles:20240124T200000
DTSTAMP:20260414T064554
CREATED:20231219T210032Z
LAST-MODIFIED:20231219T210130Z
UID:9467-1706122800-1706126400@www.emboldcu.org
SUMMARY:Budgeting Basics
DESCRIPTION:Like eating veggies and exercising\, managing your money is good for you. \nHealthy financial planning can help you navigate life’s challenges so you can live your best life – and get the most out of your paycheck. \nWhether you’re needing to pay off debt or save for a new home or retirement\, this online workshop will help you shape up your financial future with simple budgeting steps. \nTogether\, we’ll cover:\n• Different budgeting methods and how to get started\n• Tips to overcome barriers and find a way forward\n• DIY tricks for taking charge of your spending\n• Savings goal-setting ideas to boost your balance\n• Crisis money-management resources to keep your finances on track \nLet’s get budgeting.\nFeel free to invite family and friends. We hope to see you there! \nAttend In-Person\nAttend Online
URL:https://www.emboldcu.org/es/event/budgeting-basics/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/12/iStock-1216679280-scaled.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240207T190000
DTEND;TZID=America/Los_Angeles:20240207T200000
DTSTAMP:20260414T064554
CREATED:20231228T175846Z
LAST-MODIFIED:20231228T175846Z
UID:9490-1707332400-1707336000@www.emboldcu.org
SUMMARY:How to Buy a Home
DESCRIPTION:Begin your exciting journey toward homeownership on the right foot and join us at our informative Home Purchase Workshop. Whether you’re a first-time buyer or looking to upgrade to your next dream home\, this workshop is tailored to provide you with the comprehensive knowledge and guidance needed to navigate the intricate process of purchasing a property.\n\nIn this complimentary workshop\, you’ll learn about:\n\n\nUnderstanding the comprehensive home purchase process from start to finish\nIdentifying essential documents crucial for a successful home purchase\nExploring various financing options available for aspiring homeowners\n\n\nGet ready to unlock the door to your dream home—join us and take your first step toward homeownership with confidence and expertise. Feel free to bring along your family and friends for this insightful workshop!\n\nAttend In-Person\nAttend Online
URL:https://www.emboldcu.org/es/event/how-to-buy-a-home/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/12/iStock-1455235564-scaled.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240221T190000
DTEND;TZID=America/Los_Angeles:20240221T200000
DTSTAMP:20260414T064554
CREATED:20231228T190102Z
LAST-MODIFIED:20240206T002511Z
UID:9494-1708542000-1708545600@www.emboldcu.org
SUMMARY:Cómo comprar una casa
DESCRIPTION:Comienza tu emocionante viaje hacia la compra de vivienda con el pie derecho y únete a nosotros en nuestro “Taller Informativo sobre la Compra de una Vivienda”. Si eres un comprador por primera vez o estas en busca de renovar a la próxima casa de tus sueños\, este taller está diseñado para proporcionarte los conocimientos y la orientación necesaria para navegar por el confuso proceso de la compra de una propiedad. \nEn este taller gratuito\, aprenderás sobre: \n\nCómo entender el proceso completo de comprar una vivienda de principio a fin\nCómo identificar los documentos esenciales que son cruciales para la compra exitosa de una vivienda\nCómo explorar las distintas opciones de financiación disponibles para los futuros compradores de vivienda.\n\nPrepárate para abrir la puerta a la casa de tus sueños: Únete a nosotros y da el primer paso con confianza y experiencia. ¡No dudes en traer a tu familia y amigos a este interesante taller! \nAsistir en persona \nAsistir en línea
URL:https://www.emboldcu.org/es/event/como-comprar-una-casa/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/12/iStock-1455235564-scaled.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240306T190000
DTEND;TZID=America/Los_Angeles:20240306T200000
DTSTAMP:20260414T064554
CREATED:20231220T185435Z
LAST-MODIFIED:20240228T195214Z
UID:9469-1709751600-1709755200@www.emboldcu.org
SUMMARY:How to Pay Off Debt
DESCRIPTION:Join us for a free\, transformative workshop designed to empower you with the knowledge and tools you need to effectively eliminate debt. Learn proven strategies for paying off debt\, from prioritizing your debts to creating a manageable and sustainable payment plan. Our expert facilitators will guide you through understanding different types of debt\, how interest rates work\, and the psychological aspects of debt management. \nWhether you’re dealing with credit card debt\, student loans\, or personal loans\, this workshop will provide you with practical advice and actionable steps to take control of your finances and work toward a debt-free life. Don’t miss this opportunity to turn your financial situation around and pave the way for a more secure financial future. \nAt this workshop\, you‘ll learn more about: \nUnderstanding Your Debt: Gain insights into different types of debt and their impact on your financial well-being.\nCreating a Debt Repayment Plan: Learn how to develop a customized debt repayment strategy tailored to your financial goals and circumstances.\nBudgeting Techniques: Discover effective budgeting techniques to manage your finances and accelerate debt repayment.\nTips for Debt-Free Living: Explore practical tips and habits to maintain financial discipline and achieve long-term financial stability. \nDon’t let debt set you back. \nFeel free to invite family and friends. We hope to see you there! \nAttend In-Person \nAttend Online
URL:https://www.emboldcu.org/es/event/how-to-pay-off-debt/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/12/iStock-529078246-scaled.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240320T190000
DTEND;TZID=America/Los_Angeles:20240320T200000
DTSTAMP:20260414T064554
CREATED:20240228T195025Z
LAST-MODIFIED:20240228T195225Z
UID:9635-1710961200-1710964800@www.emboldcu.org
SUMMARY:How to Pay Off Debt
DESCRIPTION:Join us for a free\, transformative workshop designed to empower you with the knowledge and tools you need to effectively eliminate debt. Learn proven strategies for paying off debt\, from prioritizing your debts to creating a manageable and sustainable payment plan. Our expert facilitators will guide you through understanding different types of debt\, how interest rates work\, and the psychological aspects of debt management. \nWhether you’re dealing with credit card debt\, student loans\, or personal loans\, this workshop will provide you with practical advice and actionable steps to take control of your finances and work toward a debt-free life. Don’t miss this opportunity to turn your financial situation around and pave the way for a more secure financial future. \nAt this workshop\, you‘ll learn more about: \nUnderstanding Your Debt: Gain insights into different types of debt and their impact on your financial well-being.\nCreating a Debt Repayment Plan: Learn how to develop a customized debt repayment strategy tailored to your financial goals and circumstances.\nBudgeting Techniques: Discover effective budgeting techniques to manage your finances and accelerate debt repayment.\nTips for Debt-Free Living: Explore practical tips and habits to maintain financial discipline and achieve long-term financial stability. \nDon’t let debt set you back. \nFeel free to invite family and friends. We hope to see you there! \nAttend In-Person
URL:https://www.emboldcu.org/es/event/how-to-pay-off-debt-2/
LOCATION:Embold Newberg Branch\, 901 Brutscher Street\, Suite 101\, Newberg\, OR\, 97132\, United States
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/12/iStock-529078246-scaled.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240327T190000
DTEND;TZID=America/Los_Angeles:20240327T200000
DTSTAMP:20260414T064554
CREATED:20231220T190237Z
LAST-MODIFIED:20231220T190237Z
UID:9475-1711566000-1711569600@www.emboldcu.org
SUMMARY:Cómo saldar deudas
DESCRIPTION:¿Sueñas con saldar tus deudas? ¡Hagámoslo realidad!\nEste taller en línea te ayudará a conquistar los desafíos financieros de la vida y a encontrar un camino a seguir. \nÚnete a nosotros para aprender sobre:\n– Diferentes métodos de administración de deudas\n– Los métodos de “la bola de nieve” y del tipo de interés para pagar las deudas más rápido\n– El verdadero costo de la deuda\n– Calculadoras y herramientas gratuitas para ayudarte a gestionar tus deudas \nNo dejes que las deudas te hagan retroceder. \nNo dudes en invitar a familiares y amigos. ¡Esperamos verte allí! \nAsistir en persona \nAsistir en línea
URL:https://www.emboldcu.org/es/event/como-saldar-deudas/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/12/iStock-529078246-scaled.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240418T190000
DTEND;TZID=America/Los_Angeles:20240418T200000
DTSTAMP:20260414T064554
CREATED:20231228T192448Z
LAST-MODIFIED:20231228T192448Z
UID:9498-1713466800-1713470400@www.emboldcu.org
SUMMARY:Auto Buying Basics
DESCRIPTION:Dreaming of a new car? Let’s get you on the road! \nJoin our free workshop and get expert advice for navigating the car-buying process from start to finish.\nSo you can save time and money getting the keys to your next dream car! \n• Learn what drives values in the auto market\n• Explore options for buying a used or new vehicle\n• Overcome potential pitfalls and ace your game in the buying process \nNo obstacles. Just possibles. \nPlease register now to reserve your spot! Feel free to invite family and friends. \nAttend In-Person\nAttend Online
URL:https://www.emboldcu.org/es/event/auto-buying-basics-2/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/12/iStock-1401766597.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240424T190000
DTEND;TZID=America/Los_Angeles:20240424T200000
DTSTAMP:20260414T064554
CREATED:20240322T164801Z
LAST-MODIFIED:20240322T164801Z
UID:9501-1713985200-1713988800@www.emboldcu.org
SUMMARY:Public Employee Retirement System Planning
DESCRIPTION:Presented by Tony Fox\, CFS* Financial Advisor. \nAre you a PERS member? When it comes to PERS\, there are numerous decisions to be made. Our aim is to guide you in becoming well-versed in PERS and selecting the best options to reach your retirement objectives. Every individual’s circumstances vary\, so your choices should be tailored to your specific needs. While the available options may seem overwhelming\, they are crucial in shaping your retirement strategy. \nAttend our complimentary Retirement Planning for PERS Employees workshop to delve into PERS and key considerations for your future planning. \nPlease register now to reserve your spot! Enjoy refreshments during the workshop and feel free to bring along family and friends! Hurry\, space is limited! \n*Non-deposit investment products and services are offered through CUSO Financial Services\, L.P. (“CFS”)\, a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured\, are not guarantees or obligations of the credit union\, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Embold Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. \nAttend In-Person\nAttend Online
URL:https://www.emboldcu.org/es/event/public-employee-retirement-system-planning/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/12/iStock-915664860-scaled.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240605T190000
DTEND;TZID=America/Los_Angeles:20240605T200000
DTSTAMP:20260414T064554
CREATED:20231228T221817Z
LAST-MODIFIED:20231228T221817Z
UID:9507-1717614000-1717617600@www.emboldcu.org
SUMMARY:Mortgage Basics
DESCRIPTION:So you want to buy a house… Now what? \nDreaming of homeownership but feel like you’ll never accomplish that goal? Or maybe you aren’t sure if now is the right time to refinance. Consider our super smart Mortgage experts as your personal homebuying gurus.\nWe’ll help you go big and go home with our Mortgage Basics Workshop! Get the tools and knowledge you need to make the best decisions and reach this milestone. \nLearn more about:\n• What it takes to get into your new home\n• Getting your ducks in a row to accomplish this goal\n• What it will cost \nPlease register now to reserve your spot! Feel free to invite family and friends. \nEmbold Credit Union is registered with the National Mortgage Licensing System (NMLS #709344) \nAttend In-Person\nAttend Online
URL:https://www.emboldcu.org/es/event/mortgage-basics-3/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/07/iStock-1344243590-scaled.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240612T190000
DTEND;TZID=America/Los_Angeles:20240612T200000
DTSTAMP:20260414T064554
CREATED:20231228T222600Z
LAST-MODIFIED:20231228T222600Z
UID:9509-1718218800-1718222400@www.emboldcu.org
SUMMARY:Conceptos básicos sobre hipotecas
DESCRIPTION:¿Sueñas con ser propietario de una vivienda pero crees que nunca lo conseguirás? O tal vez no estás seguro si es el momento adecuado para refinanciar. Considera a nuestros expertos en hipotecas como tus gurús personales para la compra de vivienda. \nTe ayudaremos a ir a lo grande y volver a casa con tus dudas aclaradas con nuestro Taller de Conceptos Básicos sobre Hipotecas. Obtén las herramientas y los conocimientos que necesitas para tomar las mejores decisiones y alcanzar esta meta. \nObtén más información sobre: \n• Lo que se necesita para entrar en tu nuevo hogar\n• Cómo conseguir este objetivo\n• Cuánto te costará \nInscríbete ahora para reservar tu lugar. No dudes en invitar a familiares y amigos. \nLa Cooperativa de Ahorro y Crédito Embold esta registrada con el Sistema Nacional de Licencias de Hipotecas – NMLS por sus siglas en Ingles (NMLS #709344) \nAsistir en persona \nAsistir en línea
URL:https://www.emboldcu.org/es/event/conceptos-basicos-sobre-hipotecas-2/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/07/iStock-1344243590-scaled.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240620T180000
DTEND;TZID=America/Los_Angeles:20240620T190000
DTSTAMP:20260414T064554
CREATED:20240506T205356Z
LAST-MODIFIED:20240506T205452Z
UID:9841-1718906400-1718910000@www.emboldcu.org
SUMMARY:Saving to Buy a Home
DESCRIPTION:Join us for an informative session on one of life’s biggest investments: buying a home. Whether you’re a first-time buyer or thinking about moving up\, understanding how to effectively save for a home is crucial. Our “Saving to Buy a Home” workshop will offer expert advice and practical tips to get you on the right track.\n\nIn this complimentary workshop\, we’ll cover:\n\n\n\nFinancial Planning Strategies: Learn how to set realistic saving goals and manage your budget to maximize your home-buying fund.\nUnderstanding Home-Buying Costs: Get a breakdown of potential upfront costs and ongoing expenses\, so there are no surprises.\nMortgage Basics: Explore different types of mortgages and how to qualify for them.\nCredit Health: Tips on how to improve and maintain your credit score to secure the best possible loan terms.\n\n\nSecure your spot now by registering today! And feel free to invite family and friends. Refreshments will be served. Let’s work together to get you into your dream home!\n\nAttend In-Person \n\n\nWe hope to see you there!
URL:https://www.emboldcu.org/es/event/saving-to-buy-a-home/
LOCATION:Embold Newberg Branch\, 901 Brutscher Street\, Suite 101\, Newberg\, OR\, 97132\, United States
CATEGORIES:Workshop
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240626T190000
DTEND;TZID=America/Los_Angeles:20240626T200000
DTSTAMP:20260414T064554
CREATED:20230726T212950Z
LAST-MODIFIED:20240612T203825Z
UID:8677-1719428400-1719432000@www.emboldcu.org
SUMMARY:Mortgage Basics
DESCRIPTION:Dreaming of homeownership or thinking about refinancing? Not sure if now is even the right time to refinance? Consider our super smart Mortgage experts as your personal home finance gurus! \nConfidence is key in the homebuying process\, so we’re here to help you go bold and go (to your new) home with our Mortgage Basics Workshop. Get the tools and knowledge to help you make the best and most-informed decisions to reach this important milestone! \nLearn the secrets to: \n\nWhat to expect during the homebuying process\nPreparing for anything and everything\, and having a plan\nFinancing or refinancing your existing home\n\nLet’s work together to get you into your dream home. Feel free to invite family and friends\, and we hope to see you there! \nEmbold Credit Union is registered with the National Mortgage Licensing System (NMLS #709344) \nAttend Online \nAttend In-Person
URL:https://www.emboldcu.org/es/event/mortgage-basics-2/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240724T190000
DTEND;TZID=America/Los_Angeles:20240724T200000
DTSTAMP:20260414T064554
CREATED:20240709T162612Z
LAST-MODIFIED:20240709T162612Z
UID:10028-1721847600-1721851200@www.emboldcu.org
SUMMARY:Tips to Improve Your Credit Score
DESCRIPTION:Join us for our “Tips to Improve Your Credit Score” workshop\, where you’ll discover practical strategies to boost your credit score and enhance your financial health. This informative session will cover key topics such as understanding credit reports\, identifying factors that influence your credit score\, and implementing effective credit management techniques. You’ll learn how to correct errors on your credit report\, optimize your credit utilization\, and establish a solid payment history. Perfect for anyone looking to improve their credit score\, this workshop offers valuable insights and actionable tips to help you achieve your financial goals. \nDon’t miss this chance to take control of your credit future—register now to secure your spot! Feel free to invite family and friends. \nAttend In-Person \nAttend Online
URL:https://www.emboldcu.org/es/event/tips-to-improve-your-credit-score/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/06/Understanding-Credit-Image.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240828T190000
DTEND;TZID=America/Los_Angeles:20240828T200000
DTSTAMP:20260414T064554
CREATED:20240802T175914Z
LAST-MODIFIED:20240819T163009Z
UID:10060-1724871600-1724875200@www.emboldcu.org
SUMMARY:Consejos para Mejorar tu Puntaje de Crédito
DESCRIPTION:Acompáñanos en nuestro taller “Consejos para Mejorar tu Puntaje de Crédito”\, donde descubrirás estrategias prácticas para aumentar tu puntaje de crédito y mejorar tu salud financiera. Esta sesión informativa cubrirá temas clave como la comprensión de los reportes de crédito\, la identificación de los factores que influyen en tu puntaje de crédito\, y la aplicación de técnicas eficaces de manejo de crédito. Aprenderás a corregir errores en tu reporte de crédito\, optimizar la utilización de tu crédito y establecer un historial de pagos sólido. Perfecto para cualquiera que desee mejorar su puntuación de crédito\, este taller ofrece información valiosa y consejos prácticos para ayudarte a alcanzar tus objetivos financieros. \n¡Participa para ganar una tarjeta de regalo de Amazon de $25* por asistir! \nNo te pierdas esta oportunidad de tomar el control de tu futuro crediticio\, ¡regístrate ahora para asegurar tu lugar! No dudes en invitar a familiares y amigos. \nAsistir en línea \n  \n*NO SE REQUIERE COMPRA PARA PARTICIPAR O GANAR. Abierto a todas las personas que asistan al taller “Consejos para mejorar su crédito” el miércoles 28 de agosto de 2024. Un asistente al azar ganará una tarjeta de regalo de Amazon de $25. Las probabilidades de ganar dependen del número de asistentes elegibles. El premio no es transferible y no puede canjearse por dinero en efectivo. Al participar\, usted acepta estar sujeto a las reglas oficiales\, que se pueden encontrar aquí. El ganador es responsable de cualquier impuesto asociado con el premio. Nulo donde esté prohibido. 
URL:https://www.emboldcu.org/es/event/consejos-para-mejorar-tu-puntaje-de-credito/
LOCATION:Virtual Workshop
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/06/Understanding-Credit-Image.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240918T190000
DTEND;TZID=America/Los_Angeles:20240918T200000
DTSTAMP:20260414T064554
CREATED:20240820T212248Z
LAST-MODIFIED:20240916T161006Z
UID:10105-1726686000-1726689600@www.emboldcu.org
SUMMARY:Financial Basics Workshop
DESCRIPTION:  \nThe time is finally here—you or someone you know has reached the age to boldly go out into the world. \nThis time can be filled with excitement as you chase your dreams—as well as apprehension about the unknown—which is why our Financial Basics workshop is here to help! \nTogether\, we’ll help navigate: \n• How to gracefully go beyond your grace period and begin student loan repayment\n• How to build and stick to a budget\n• How to establish and maintain good credit \nThere can be some serious pitfalls if you’re not careful out there in the adult world\, so don’t miss this chance to start out on the right foot! \nClick here to register today\, and together we can learn how to adult like a boss. \nAttend Online
URL:https://www.emboldcu.org/es/event/financial-basics-workshop/
LOCATION:Virtual Workshop
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/png:https://www.emboldcu.org/wp-content/uploads/2024/08/Untitled-design-2.png
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20241023T180000
DTEND;TZID=America/Los_Angeles:20241023T190000
DTSTAMP:20260414T064554
CREATED:20240930T192414Z
LAST-MODIFIED:20241008T222629Z
UID:10136-1729706400-1729710000@www.emboldcu.org
SUMMARY:Cybersecurity Essentials
DESCRIPTION:Join us for an in-person Cybersecurity Essentials workshop where we’ll cover the importance of protecting your digital information and how to defend yourself against social engineering tactics used by cybercriminals. Learn practical strategies to safeguard your data\, understand the growing threat of social engineering\, and gain tools to improve your online security. \nAttendees will also have a chance to win a gift card good for a one-year subscription to Norton 360 Deluxe antivirus software\, and refreshments will be provided. Don’t miss this opportunity to boost your cybersecurity knowledge! \nAttend In-Person \n  \nParticipation in this workshop includes the opportunity to win a one-year subscription to Norton 360 Deluxe antivirus software. No purchase is necessary to enter or win. The odds of winning depend on the number of eligible participants. This offer is void where prohibited by law. The prize is non-transferable and no cash or other prize substitution is permitted except at the discretion of the workshop organizers. By attending\, participants agree that the organizers are not responsible for any damages\, losses\, or issues arising from the use of the software. All entries must comply with the rules\, and the winner must meet eligibility requirements.
URL:https://www.emboldcu.org/es/event/cybersecurity-essentials/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2024/09/cybersecurity-image.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20250115T180000
DTEND;TZID=America/Los_Angeles:20250115T190000
DTSTAMP:20260414T064554
CREATED:20241223T224126Z
LAST-MODIFIED:20250103T221705Z
UID:10401-1736964000-1736967600@www.emboldcu.org
SUMMARY:How to Pay Off Debt Workshop
DESCRIPTION:Join us for a free\, transformative workshop designed to empower you with the knowledge and tools you need to effectively eliminate debt. Learn proven strategies for paying off debt\, from prioritizing your debts to creating a manageable and sustainable payment plan. Our expert facilitators will guide you through understanding different types of debt\, how interest rates work\, and the psychological aspects of debt management. \nAt this workshop\, you‘ll learn more about: \nUnderstanding Your Debt: Gain insights into different types of debt and their impact on your financial well-being.\nCreating a Debt Repayment Plan: Learn how to develop a customized debt repayment strategy tailored to your financial goals and circumstances.\nBudgeting Techniques: Discover effective budgeting techniques to manage your finances and accelerate debt repayment.\nTips for Debt-Free Living: Explore practical tips and habits to maintain financial discipline and achieve long-term financial stability. \nWhether you’re dealing with credit card debt\, student loans\, or personal loans\, this workshop will provide you with practical advice and actionable steps to take control of your finances and work toward a debt-free life. Don’t miss this opportunity to turn your financial situation around and pave the way for a more secure financial future. \nDon’t let debt set you back. \nFeel free to invite family and friends. We hope to see you there! \nRegister Here
URL:https://www.emboldcu.org/es/event/how-to-pay-off-debt-workshop/
LOCATION:Virtual Workshop
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/12/iStock-529078246-scaled.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20250226T180000
DTEND;TZID=America/Los_Angeles:20250226T190000
DTSTAMP:20260414T064554
CREATED:20241223T230110Z
LAST-MODIFIED:20241223T230205Z
UID:10404-1740592800-1740596400@www.emboldcu.org
SUMMARY:Budgeting Basics Workshop
DESCRIPTION:Like eating veggies and exercising\, managing your money is good for you. \nHealthy financial planning can help you navigate life’s challenges so you can live your best life – and get the most out of your paycheck. \nWhether you’re needing to pay off debt or save for a new home or retirement\, this online workshop will help you shape up your financial future with simple budgeting steps. \nTogether\, we’ll cover:\n• Different budgeting methods and how to get started\n• Tips to overcome barriers and find a way forward\n• DIY tricks for taking charge of your spending\n• Savings goal-setting ideas to boost your balance\n• Crisis money-management resources to keep your finances on track \nLet’s get budgeting.\nFeel free to invite family and friends. We hope to see you there! \nRegister Here
URL:https://www.emboldcu.org/es/event/10404/
LOCATION:Virtual Workshop
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/12/iStock-1216679280-scaled.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20250326T180000
DTEND;TZID=America/Los_Angeles:20250326T190000
DTSTAMP:20260414T064554
CREATED:20250128T223045Z
LAST-MODIFIED:20250306T222236Z
UID:10519-1743012000-1743015600@www.emboldcu.org
SUMMARY:Tips to Improve Your Credit Score Workshop
DESCRIPTION:Join us for our “Tips to Improve Your Credit Score” workshop\, where you’ll discover practical strategies to boost your credit score and enhance your financial health. This informative session will cover key topics such as understanding credit reports\, identifying factors that influence your credit score\, and implementing effective credit management techniques. You’ll learn how to correct errors on your credit report\, optimize your credit utilization\, and establish a solid payment history. Perfect for anyone looking to improve their credit score\, this workshop offers valuable insights and actionable tips to help you achieve your financial goals. \nDon’t miss this chance to take control of your credit future—register now to secure your spot! Feel free to invite family and friends. \nAttend Online
URL:https://www.emboldcu.org/es/event/tips-to-improve-your-credit-score-workshop/
LOCATION:Virtual Workshop
CATEGORIES:Workshop
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20250625T180000
DTEND;TZID=America/Los_Angeles:20250625T190000
DTSTAMP:20260414T064554
CREATED:20250605T222705Z
LAST-MODIFIED:20250605T222705Z
UID:10756-1750874400-1750878000@www.emboldcu.org
SUMMARY:Auto Buying Basics
DESCRIPTION:Join our free workshop and get expert advice for navigating the car-buying process from start to finish. So you can save time and money getting the keys to your next dream car! \n\nLearn what drives values in the auto market\nExplore options for buying a used or new vehicle\nOvercome potential pitfalls and ace your game in the buying process\n\nNo obstacles. Just possible. Joint us online and get ready to hit the road. \nPlease register now to reserve your spot! Feel free to invite family and friends. \nAttend Online
URL:https://www.emboldcu.org/es/event/auto-buying-basics-3/
LOCATION:Virtual Workshop
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2025/06/iStock-2165382962-scaled.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20250716T180000
DTEND;TZID=America/Los_Angeles:20250716T190000
DTSTAMP:20260414T064554
CREATED:20250612T183200Z
LAST-MODIFIED:20250612T183200Z
UID:10774-1752688800-1752692400@www.emboldcu.org
SUMMARY:How to Buy a Home
DESCRIPTION:Begin your exciting journey toward homeownership on the right foot and join us at our informative How to Buy a Home workshop. Whether you’re a first-time buyer or looking to upgrade to your next dream home\, this workshop is tailored to provide you with the comprehensive knowledge and guidance needed to navigate the intricate process of purchasing a property.\n\nIn this complimentary workshop\, you’ll learn about:\n\n\nUnderstanding the comprehensive home purchase process from start to finish\nIdentifying essential documents crucial for a successful home purchase\nExploring various financing options available for aspiring homeowners\n\n\nGet ready to unlock the door to your dream home—join us and take your first step toward homeownership with confidence and expertise. Feel free to invite your family and friends for this insightful workshop!\n\nAttend Online
URL:https://www.emboldcu.org/es/event/how-to-buy-a-home-2/
LOCATION:Virtual Workshop
CATEGORIES:Workshop
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20250917T180000
DTEND;TZID=America/Los_Angeles:20250917T190000
DTSTAMP:20260414T064554
CREATED:20250819T155430Z
LAST-MODIFIED:20250828T151700Z
UID:10903-1758132000-1758135600@www.emboldcu.org
SUMMARY:Paying for College Workshop
DESCRIPTION:Are you or is someone you care for about beginning to wonder how to afford going to college? \nCollege is an exciting milestone—but figuring out how to pay for it can feel overwhelming. We’re here to help. Join our free Paying for College Workshop on September 17 and learn smart strategies to make higher education more affordable. \nYou’ll learn: \n\nDifferent options available to you for paying for college\nStudent loans: what they are\, how interest is accumulated\, and best practices for paying them back\nThe ins and outs of and how to fill out your FAFSA\, and other ways to get financial aid\n\nIt’s totally free\, it’s online\, and it’s led by real people who care about helping you succeed. Invite your friends or family and join us from wherever you are. \nRegister Here
URL:https://www.emboldcu.org/es/event/paying-for-college-workshop/
LOCATION:Virtual Workshop
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/08/iStock-638602068-scaled.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20251015T180000
DTEND;TZID=America/Los_Angeles:20251015T190000
DTSTAMP:20260414T064554
CREATED:20250826T165707Z
LAST-MODIFIED:20250826T170053Z
UID:10932-1760551200-1760554800@www.emboldcu.org
SUMMARY:Understanding Credit Workshop
DESCRIPTION:Credit reports don’t have to feel overwhelming—or like they’re written in a language you can’t understand. Think of us as your credit report translators. In this free Understanding Credit Workshop\, we’ll help you make sense of your credit report\, understand what goes into your score\, and learn practical steps to improve it. \nYou’ll walk away with the confidence to: \n\nUnderstand what credit scores mean and how they’re calculated\nLearn simple ways to improve your score\nCheck your credit every year—for free\nUse credit wisely to support your goals\n\n✨ Reserve your spot for the Understanding Credit Workshop today—space is limited! \nAnd don’t forget: family and friends are welcome to join too. \nRegister Here
URL:https://www.emboldcu.org/es/event/understanding-credit-workshop-2/
LOCATION:Virtual Workshop
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/png:https://www.emboldcu.org/wp-content/uploads/2023/09/credit-score.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20251105T180000
DTEND;TZID=America/Los_Angeles:20251105T190000
DTSTAMP:20260414T064554
CREATED:20250826T171034Z
LAST-MODIFIED:20250826T171131Z
UID:10940-1762365600-1762369200@www.emboldcu.org
SUMMARY:Protecting Your Identity Workshop
DESCRIPTION:Protecting Yourself from Identity Theft\, Fraud & Scams\nFraudsters and scammers may be getting trickier—but you can be smarter. At Embold\, our promise is to help you bank boldly and safely. That’s why we created our free Protecting Your Identity Workshop: to help you spot scams\, strengthen your defenses\, and feel confident about protecting yourself. Join our free identity theft workshop and you will gain invaluable insights and strategies. \nYou’ll learn how to: \n\nStay informed about the latest scams\nRecognize warning signs of fraud and identity theft attempts\nTake simple steps to safeguard your information\nKnow what to do (and who to call) if you suspect fraud\n\n💡 Reserve your spot today and give yourself the tools to outsmart the scammers. Don’t miss this opportunity! \nRegister Here
URL:https://www.emboldcu.org/es/event/free-identity-theft-workshop/
LOCATION:Virtual Workshop
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2024/10/cybersecurity_552x368.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20260107T180000
DTEND;TZID=America/Los_Angeles:20260107T190000
DTSTAMP:20260414T064554
CREATED:20251217T230037Z
LAST-MODIFIED:20251219T193749Z
UID:11128-1767808800-1767812400@www.emboldcu.org
SUMMARY:Understanding Credit
DESCRIPTION:Credit reports don’t have to feel overwhelming—or like they’re written in a language you can’t understand. Think of us as your credit report translators. In this free Understanding Credit Workshop\, we’ll help you make sense of your credit report\, understand what goes into your score\, and learn practical steps to improve it. \nYou’ll walk away with the confidence to: \n\nUnderstand what credit scores mean and how they’re calculated\nLearn simple ways to improve your score\nCheck your credit every year—for free\nUse credit wisely to support your goals\n\n✨ Reserve your spot for the Understanding Credit Workshop today! \nAnd don’t forget: family and friends are welcome to join too. \nRegister Here
URL:https://www.emboldcu.org/es/event/understanding-credit-2026/
LOCATION:Virtual Webinar\, OR
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/png:https://www.emboldcu.org/wp-content/uploads/2023/09/credit-score.png
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20260211T180000
DTEND;TZID=America/Los_Angeles:20260211T190000
DTSTAMP:20260414T064554
CREATED:20251218T001641Z
LAST-MODIFIED:20251219T193722Z
UID:11130-1770832800-1770836400@www.emboldcu.org
SUMMARY:How to Pay Off Debt
DESCRIPTION:Join us for a free\, transformative workshop designed to empower you with the knowledge and tools you need to effectively eliminate debt. Learn proven strategies for paying off debt\, from prioritizing your debts to creating a manageable and sustainable payment plan. Our expert facilitators will guide you through understanding different types of debt\, how interest rates work\, and the psychological aspects of debt management. \nAt this workshop\, you‘ll learn more about: \n\nUnderstanding Your Debt: Gain insights into different types of debt and their impact on your financial well-being.\nCreating a Debt Repayment Plan: Learn how to develop a customized debt repayment strategy tailored to your financial goals and circumstances.\nBudgeting Techniques: Discover effective budgeting techniques to manage your finances and accelerate debt repayment.\nTips for Debt-Free Living: Explore practical tips and habits to maintain financial discipline and achieve long-term financial stability.\n\nWhether you’re dealing with credit card debt\, student loans\, or personal loans\, this workshop will provide you with practical advice and actionable steps to take control of your finances and work toward a debt-free life. Don’t miss this opportunity to turn your financial situation around and pave the way for a more secure financial future. \nDon’t let debt set you back. \nFeel free to invite family and friends. We hope to see you there! \nRegister Here
URL:https://www.emboldcu.org/es/event/how-to-pay-off-debt-3/
LOCATION:Virtual Webinar\, OR
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/12/iStock-529078246-scaled.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20260325T180000
DTEND;TZID=America/Los_Angeles:20260325T190000
DTSTAMP:20260414T064554
CREATED:20260202T222216Z
LAST-MODIFIED:20260202T222216Z
UID:11198-1774461600-1774465200@www.emboldcu.org
SUMMARY:Budgeting Basics Workshop
DESCRIPTION:Like eating veggies and exercising\, managing your money is good for you. \nHealthy financial planning can help you navigate life’s challenges so you can live your best life – and get the most out of your paycheck. \nWhether you’re needing to pay off debt or save for a new home or retirement\, this online workshop will help you shape up your financial future with simple budgeting steps. \nTogether\, we’ll cover:\n• Different budgeting methods and how to get started\n• Tips to overcome barriers and find a way forward\n• DIY tricks for taking charge of your spending\n• Savings goal-setting ideas to boost your balance\n• Crisis money-management resources to keep your finances on track \nLet’s get budgeting.\nFeel free to invite family and friends. We hope to see you there! \nRegister Here
URL:https://www.emboldcu.org/es/event/budgeting-basics-workshop-3/
LOCATION:Virtual Workshop
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/12/iStock-1216679280-scaled.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
END:VCALENDAR