{"id":11100,"date":"2025-11-26T03:00:37","date_gmt":"2025-11-26T11:00:37","guid":{"rendered":"https:\/\/www.emboldcu.org\/?p=11100"},"modified":"2025-11-26T15:11:44","modified_gmt":"2025-11-26T23:11:44","slug":"holiday-shopping-scams-how-to-protect-yourself-this-season","status":"publish","type":"post","link":"https:\/\/www.emboldcu.org\/es\/blog\/fraud-prevention\/holiday-shopping-scams-how-to-protect-yourself-this-season\/","title":{"rendered":"Estafas en las compras navide\u00f1as: c\u00f3mo protegerse esta temporada"},"content":{"rendered":"<p>La temporada navide\u00f1a trae emoci\u00f3n, celebraciones y muchas compras. Desafortunadamente, tambi\u00e9n trae consigo un gran aumento de estafas navide\u00f1as dirigidas a compradores ocupados. Los estafadores se aprovechan de las personas apresuradas, haciendo varias cosas a la vez o intentando conseguir una gran oferta. En Embold Credit Union, queremos que se sienta seguro y protegido cada vez que compre, ya sea comprando regalos en l\u00ednea, pidiendo comida o consultando las actualizaciones de seguimiento en su tel\u00e9fono.<\/p>\n<p>Esto es lo que necesita saber para mantenerse seguro esta temporada y qu\u00e9 hacer si algo no parece estar bien.<\/p>\n<h5><strong>1. Confirme que est\u00e1 comprando en un sitio web leg\u00edtimo<\/strong><\/h5>\n<p>Las estafas de compras en l\u00ednea aumentan cada diciembre. Los estafadores crean sitios web que parecen casi id\u00e9nticos a los de las grandes tiendas, incluyendo fotos reales de productos y rese\u00f1as falsas de clientes. Estos sitios suelen ofrecer precios que parecen demasiado buenos para dejarlos pasar, una t\u00e1ctica com\u00fan en las estafas de compras navide\u00f1as.<\/p>\n<p><strong>Antes de comprar:<\/strong><\/p>\n<ul>\n<li>Comprobar si <strong>https:\/\/<\/strong> al comienzo de la direcci\u00f3n web<\/li>\n<li>Busque una direcci\u00f3n f\u00edsica e informaci\u00f3n real de servicio al cliente.<\/li>\n<li>Evite los sitios llenos de errores ortogr\u00e1ficos o descripciones de productos que no pertenecen a la marca.<\/li>\n<li>Busque el nombre del minorista con la frase \u201cestafa\u201d o \u201cquejas\u201d<\/li>\n<\/ul>\n<p>Si el precio parece poco realista, conf\u00eda en tu instinto. Compra en comercios conocidos o con buena reputaci\u00f3n para evitar estafas en las compras navide\u00f1as.<\/p>\n<h5>2. Est\u00e9 atento a las estafas de entrega de paquetes<\/h5>\n<p>Las estafas de entrega de paquetes aumentan dr\u00e1sticamente durante las fiestas. Estos mensajes suelen indicar que su pedido se ha retrasado, falta informaci\u00f3n importante o no se ha podido entregar. El estafador intenta que haga clic en un enlace que lleva a una p\u00e1gina de inicio de sesi\u00f3n falsa o que descargue malware en su dispositivo. Estas t\u00e1cticas son comunes en las estafas de compras navide\u00f1as.<\/p>\n<p><strong>Para mantenerse a salvo:<\/strong><\/p>\n<ul>\n<li>No haga clic en enlaces de n\u00fameros desconocidos<\/li>\n<li>Verifique los detalles de seguimiento utilizando el sitio web del minorista, no el texto<\/li>\n<li>Tenga cuidado si el mensaje le presiona para que act\u00fae r\u00e1pidamente<\/li>\n<\/ul>\n<p>Los operadores leg\u00edtimos no recopilar\u00e1n informaci\u00f3n personal ni financiera a trav\u00e9s de mensajes de texto.<\/p>\n<h5><strong>3. Desconf\u00ede de las solicitudes de tarjetas de regalo o pagos entre particulares<\/strong><\/h5>\n<p>A los estafadores les encantan las tarjetas de regalo porque son dif\u00edciles de rastrear. Si alguien te pide pagar una factura, una cuota o un &quot;asunto urgente&quot; con una tarjeta de regalo, siempre es una estafa. Lo mismo ocurre con los pagos entre particulares enviados a desconocidos, un tema com\u00fan en las estafas de compras navide\u00f1as.<\/p>\n<p>Ning\u00fan negocio ni agencia leg\u00edtima te pedir\u00e1 jam\u00e1s que pagues de esta manera. Si recibes un mensaje como este, b\u00f3rralo y den\u00fancialo.<\/p>\n<h5>4. Mejora tu seguridad digital en casa<\/h5>\n<p>Algunos h\u00e1bitos de seguridad simples pueden ayudarle a mantener sus cuentas seguras mientras compra:<\/p>\n<ul>\n<li>Utilice contrase\u00f1as seguras y \u00fanicas<\/li>\n<li>Habilitar la autenticaci\u00f3n de dos factores<\/li>\n<li>Evite el Wi-Fi p\u00fablico al realizar compras<\/li>\n<li>Cerrar sesi\u00f3n despu\u00e9s de completar pedidos en l\u00ednea<\/li>\n<li>Actualice el software de su dispositivo peri\u00f3dicamente<\/li>\n<\/ul>\n<p>Estos pasos hacen que sea mucho m\u00e1s dif\u00edcil para los estafadores acceder a sus cuentas.<\/p>\n<h5>5. Tenga mucho cuidado con las ofertas y sorteos en las redes sociales<\/h5>\n<p>Las plataformas sociales se llenan de regalos y ofertas rel\u00e1mpago en esta \u00e9poca del a\u00f1o. Si bien muchos son reales, los estafadores tambi\u00e9n los usan para recopilar informaci\u00f3n personal como parte de sus estafas de compras navide\u00f1as.<\/p>\n<p>Nunca proporciones tu n\u00famero de Seguro Social, fecha de nacimiento completa ni informaci\u00f3n bancaria para participar en un sorteo. Comprueba que la cuenta que gestiona la promoci\u00f3n est\u00e9 verificada o pertenezca a una organizaci\u00f3n reconocida.<\/p>\n<h5>6. Qu\u00e9 hacer si algo no est\u00e1 bien<\/h5>\n<p>Si cree que ha hecho clic en un enlace sospechoso, ha compartido informaci\u00f3n personal o ha notado actividad inusual en su cuenta, cont\u00e1ctenos de inmediato. Nuestro equipo puede ayudarle a proteger sus cuentas, restablecer sus credenciales y revisar sus transacciones.<\/p>\n<p>Tambi\u00e9n puede encontrar m\u00e1s formas de protegerse en nuestra <a href=\"https:\/\/www.emboldcu.org\/es\/fraud-prevention\/\"><strong>P\u00e1gina de prevenci\u00f3n del fraude<\/strong><\/a>.<\/p>\n<p>Para obtener orientaci\u00f3n adicional, el <strong>Comisi\u00f3n Federal de Comercio (FTC)<\/strong> ofrece recursos confiables sobre estafas actuales en: <a href=\"https:\/\/consumer.ftc.gov\/features\/scam-alerts\">https:\/\/consumer.ftc.gov\/features\/scam-alerts<\/a>.<\/p>\n<h5><strong>Estamos aqu\u00ed para ayudarle a comprar de forma segura<\/strong><\/h5>\n<p>Las fiestas deber\u00edan ser para disfrutar de la compa\u00f1\u00eda de tus seres queridos, sin preocuparse por las estafas. Manteni\u00e9ndote informado y adoptando h\u00e1bitos inteligentes, puedes proteger tu informaci\u00f3n y comprar con confianza. Recuerda: estar informado es clave para prevenir las estafas en las compras navide\u00f1as.<\/p>\n<p>Si alguna vez tiene preguntas o inquietudes, estamos aqu\u00ed para ayudarlo. <a href=\"tel:5036560671\">Ll\u00e1manos<\/a>, <a href=\"https:\/\/www.emboldcu.org\/es\/locations\/\">pasar por una sucursal<\/a>, o <a href=\"https:\/\/www.emboldcu.org\/es\/contact\/\">Env\u00edanos un mensaje<\/a>. Su seguridad es una de las formas m\u00e1s importantes en que apoyamos su bienestar financiero.<\/p>","protected":false},"excerpt":{"rendered":"<p>La temporada navide\u00f1a trae emoci\u00f3n, celebraciones y muchas compras. Desafortunadamente, tambi\u00e9n trae consigo un gran aumento de estafas navide\u00f1as dirigidas a compradores ocupados. Los estafadores se aprovechan de las personas con prisas, haciendo varias cosas a la vez\u2026 <a href=\"https:\/\/www.emboldcu.org\/es\/blog\/fraud-prevention\/holiday-shopping-scams-how-to-protect-yourself-this-season\/\">Lee mas<\/a><\/p>","protected":false},"author":9,"featured_media":11103,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[14,10],"tags":[],"class_list":["post-11100","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-education","category-fraud-prevention"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Holiday Shopping Scams: Protect Yourself This Season | Embold Credit Union<\/title>\n<meta name=\"description\" content=\"Stay safe this season with tips on avoiding holiday shopping scams. 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