{"id":11282,"date":"2026-03-20T14:45:48","date_gmt":"2026-03-20T21:45:48","guid":{"rendered":"https:\/\/www.emboldcu.org\/?p=11282"},"modified":"2026-03-20T14:45:48","modified_gmt":"2026-03-20T21:45:48","slug":"what-is-smishing-how-to-spot-and-stop-text-message-scams","status":"publish","type":"post","link":"https:\/\/www.emboldcu.org\/es\/blog\/fraud-prevention\/what-is-smishing-how-to-spot-and-stop-text-message-scams\/","title":{"rendered":"\u00bfQu\u00e9 es el smishing? C\u00f3mo detectar y detener las estafas por mensaje de texto."},"content":{"rendered":"<p>Si ha recibido un mensaje de texto sospechoso que afirma que hay un problema con su cuenta, es posible que haya encontrado una <strong>estafa de smishing<\/strong>.<\/p>\n<p>El smishing (o phishing por SMS) es un tipo de fraude en el que los estafadores env\u00edan mensajes de texto falsos dise\u00f1ados para enga\u00f1arte y que compartas informaci\u00f3n personal, hagas clic en enlaces maliciosos o env\u00edes dinero. Debido a que los mensajes de texto se perciben como inmediatos y personales, pueden resultar especialmente convincentes.<\/p>\n<h5><strong>\u00bfQu\u00e9 es el smishing?<\/strong><\/h5>\n<p>El smishing es una forma de phishing que se realiza a trav\u00e9s de mensajes de texto en lugar de correo electr\u00f3nico. <strong>estafas por mensajes de texto<\/strong> Con frecuencia, se hacen pasar por organizaciones de confianza, como instituciones financieras, empresas de reparto o agencias gubernamentales.<\/p>\n<p>Una estafa de smishing generalmente crea urgencia, como por ejemplo:<\/p>\n<ul>\n<li>\u201cTu cuenta ha sido bloqueada.\u201d<\/li>\n<li>\u201cSe ha detectado actividad inusual. Verif\u00edcala ahora.\u201d<\/li>\n<li>\u201cError en la entrega del paquete. Actualice su informaci\u00f3n.\u201d<\/li>\n<\/ul>\n<p>El objetivo es conseguir que hagas clic en un enlace o que compartas informaci\u00f3n confidencial como tu contrase\u00f1a, n\u00famero de tarjeta de d\u00e9bito o c\u00f3digo de verificaci\u00f3n de un solo uso.<\/p>\n<h5><strong>C\u00f3mo detectar una estafa de smishing<\/strong><\/h5>\n<p>Saber c\u00f3mo detectar el smishing puede proteger tu dinero e informaci\u00f3n personal. Presta atenci\u00f3n a lo siguiente:<\/p>\n<ul>\n<li>Lenguaje urgente o amenazante<\/li>\n<li>Enlaces que parecen desconocidos o que tienen errores ortogr\u00e1ficos leves.<\/li>\n<li>Solicitudes de contrase\u00f1as, PIN o c\u00f3digos de seguridad<\/li>\n<li>Mensajes de n\u00fameros de tel\u00e9fono desconocidos<\/li>\n<\/ul>\n<p>Las instituciones financieras, incluida Embold, nunca le pedir\u00e1n su contrase\u00f1a, PIN o c\u00f3digos de acceso seguro por mensaje de texto.<\/p>\n<h5><strong>Qu\u00e9 hacer si recibes un mensaje de texto sospechoso<\/strong><\/h5>\n<p>Si cree que ha sido v\u00edctima de una estafa de smishing:<\/p>\n<ol>\n<li>No hagas clic en el enlace.<\/li>\n<li>No respondas.<\/li>\n<li>Borra el mensaje.<\/li>\n<li>Comun\u00edquese directamente con su entidad financiera utilizando el n\u00famero oficial que figura en su sitio web.<\/li>\n<\/ol>\n<p>Tambi\u00e9n puede denunciar los intentos de smishing a la Comisi\u00f3n Federal de Comercio en: <a href=\"https:\/\/reportfraud.ftc.gov\">https:\/\/reportfraud.ftc.gov<\/a><\/p>\n<p>La FTC proporciona orientaci\u00f3n adicional sobre c\u00f3mo reconocer y denunciar mensajes de texto no deseados. <a href=\"https:\/\/consumer.ftc.gov\/articles\/how-recognize-and-report-spam-text-messages\">aqu\u00ed.<\/a>:<\/p>\n<h5><strong>C\u00f3mo Embold te ayuda a prevenir el smishing<\/strong><\/h5>\n<p>En Embold, proteger a nuestros miembros es una prioridad. Supervisamos las cuentas para detectar actividad inusual y proporcionamos recursos para ayudarle a identificar el fraude a tiempo.<\/p>\n<p>Para obtener m\u00e1s consejos sobre c\u00f3mo prevenir el smishing y otras estafas, <a href=\"https:\/\/www.emboldcu.org\/es\/fraud-prevention\/\">haz clic aqu\u00ed<\/a> Visite nuestra p\u00e1gina de recursos para la prevenci\u00f3n del fraude.<\/p>\n<p>Las estafas de smishing est\u00e1n dise\u00f1adas para generar p\u00e1nico. Pero si sabes qu\u00e9 buscar, puedes mantener la calma y el control.<\/p>","protected":false},"excerpt":{"rendered":"<p>Si has recibido un mensaje de texto sospechoso que indica que hay un problema con tu cuenta, es posible que hayas sido v\u00edctima de una estafa de smishing. Una estafa de smishing (abreviatura de SMS phishing) es un tipo de\u2026 <a href=\"https:\/\/www.emboldcu.org\/es\/blog\/fraud-prevention\/what-is-smishing-how-to-spot-and-stop-text-message-scams\/\">Lee mas<\/a><\/p>","protected":false},"author":9,"featured_media":9655,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[10],"tags":[],"class_list":["post-11282","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fraud-prevention"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Smishing Scam: Tips to Protect Your Personal Data | Embold Credit Union<\/title>\n<meta name=\"description\" content=\"Learn how to identify and avoid a smishing scam. 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