{"id":5086,"date":"2021-04-08T14:15:45","date_gmt":"2021-04-08T21:15:45","guid":{"rendered":"http:\/\/clackamasdev22.wpengine.com\/?p=5086"},"modified":"2025-10-02T16:40:46","modified_gmt":"2025-10-02T23:40:46","slug":"a-message-from-the-ceo","status":"publish","type":"post","link":"https:\/\/www.emboldcu.org\/es\/blog\/announcements\/a-message-from-the-ceo\/","title":{"rendered":"Un mensaje del director general"},"content":{"rendered":"

El a\u00f1o pasado, en respuesta a la pandemia de COVID-19, hicimos cambios r\u00e1pidos y temporales en muchas de nuestras tarifas, lo que ahorr\u00f3 a los miembros con dificultades un estimado de $900,000 en 2020. Nos complace anunciar hoy que mantendremos muchas de estas reducciones de tarifas. en su lugar avanzando.<\/p>\n

En contra de las tendencias e ignorando las instituciones financieras competidoras locales, los cargos por fondos insuficientes (NSF), sobregiro, art\u00edculo devuelto y suspensi\u00f3n de pago de Clackamas ahora se establecen en solo $12, m\u00e1s de 64% menos que el promedio nacional de $33.47, seg\u00fan un estudio de Bankrate de 2020.1<\/sup> Bankrate informa que este tipo de tarifas son las m\u00e1s altas en los 23 a\u00f1os que se ha realizado el estudio.<\/p>\n

Pr\u00e1cticamente todos los bancos y cooperativas de cr\u00e9dito tienen que cobrar tarifas para ayudar a pagar los cajeros autom\u00e1ticos, la banca digital y otros servicios que disfrutan los miembros, pero las tarifas por fondos insuficientes y sobregiros a menudo afectan de manera desproporcionada a los miembros que tienen m\u00e1s dificultades para llegar a fin de mes. Estos miembros est\u00e1n a la vanguardia de nuestra decisi\u00f3n de reducir dr\u00e1sticamente las tarifas.<\/p>\n

\u201cClackamas tiene una orgullosa historia de mejorar vidas. Lo que hacemos es trabajar para nuestros miembros, y este paso m\u00e1s reciente ayudar\u00e1 a m\u00e1s personas, que est\u00e1n trabajando arduamente para salir adelante\u201d, dijo Aaron Goff, presidente y director ejecutivo de Clackamas Federal Credit Union. \u201cSabemos que estos cambios marcar\u00e1n una gran diferencia para los miembros durante tiempos financieros dif\u00edciles, tanto ahora como en el futuro\u201d.<\/p>\n

Callahan & Associates informa que las tarifas promedio pagadas por un miembro de Clackamas durante un a\u00f1o son 45% menos que las tarifas promedio pagadas por miembro durante un a\u00f1o en otras cooperativas de ahorro y cr\u00e9dito en todo el pa\u00eds.2<\/sup>. Clackamas estima que estas nuevas reducciones de tarifas ahorrar\u00e1n a los miembros m\u00e1s de $220,000 en 2021.<\/p>\n

 <\/p>\n

 <\/p>\n

1) Encuesta: Las tarifas de las cuentas corrientes de inter\u00e9s alcanzan un r\u00e9cord... 21 de octubre de 2020. Bankrate. https:\/\/www.bankrate.com\/banking\/checking\/checking-account-survey<\/a><\/em><\/p>\n

2) Ingreso por cuotas por afiliado. 31 de diciembre de 2020. Callahan Peer to Peer. Clackamas FCU $36 por miembro por a\u00f1o, todas las cooperativas de ahorro y cr\u00e9dito en EE. UU. $66 por miembro por a\u00f1o.<\/em><\/p>","protected":false},"excerpt":{"rendered":"

El a\u00f1o pasado, en respuesta a la pandemia de COVID-19, hicimos cambios r\u00e1pidos y temporales en muchas de nuestras tarifas, ahorrando a los miembros con dificultades un estimado de $900,000 en 2020. Estamos felices de... Lee mas<\/a><\/p>","protected":false},"author":9,"featured_media":5087,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8],"tags":[],"class_list":["post-5086","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-announcements"],"acf":[],"yoast_head":"\nA message from the CEO | Embold Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.emboldcu.org\/es\/blog\/announcements\/a-message-from-the-ceo\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"A message from the CEO\" \/>\n<meta property=\"og:description\" content=\"Last year, in response to the COVID-19 pandemic, we made rapid, temporary changes to many of our fees, saving struggling members an estimated $900,000 in 2020. 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