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BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20230621T190000
DTEND;TZID=America/Los_Angeles:20230621T200000
DTSTAMP:20260404T161210
CREATED:20230602T171435Z
LAST-MODIFIED:20230605T155308Z
UID:8490-1687374000-1687377600@www.emboldcu.org
SUMMARY:Understanding Credit
DESCRIPTION:Trying to make sense of your credit report can sometimes feel like reading a language you don’t understand. Not to mention – it can be overwhelming and scary! Consider us your credit report translators. With our Understanding Credit Workshop\, we’ll teach you how to make sense of your credit report\, what goes into a credit score\, and so much more. \nOur free Understanding Credit Workshop will help you feel confident when checking your credit report. Join to learn more about: \n• What credit scores mean and how they’re calculated \n• How to make improvements to your score \n• How to check your credit every year (for free!) \n• How to be smart when using credit \nPlease register now to reserve your spot!\nFeel free to invite family and friends. \nAttend In-Person \nAttend Online
URL:https://www.emboldcu.org/event/understanding-credit/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/06/Understanding-Credit-Image.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20230626T090000
DTEND;TZID=America/Los_Angeles:20230626T100000
DTSTAMP:20260404T161210
CREATED:20230503T215839Z
LAST-MODIFIED:20230503T215839Z
UID:8319-1687770000-1687773600@www.emboldcu.org
SUMMARY:Salem Housing Authority: Investment & Retirement
DESCRIPTION:Investing for retirement is one of the most important financial decisions you will make. \n\n\n\n\nUnderstand risk vs. return and diversification\nLearn about common types of investments\nUnderstand common options for retirements savings\nLearn what kind of investor/saver you are and the pros and cons of each type\n\nClick here to register today!
URL:https://www.emboldcu.org/event/salem-housing-authority-investment-retirement/
LOCATION:1998 Lansing Avenue\, 1998 Lansing Avenue\, Salem\, OR\, 97301\, United States
CATEGORIES:Salem Housing Authority
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2021/05/Estate-Planning-Workshop.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20230710T090000
DTEND;TZID=America/Los_Angeles:20230710T100000
DTSTAMP:20260404T161210
CREATED:20230503T222419Z
LAST-MODIFIED:20230503T222419Z
UID:8322-1688979600-1688983200@www.emboldcu.org
SUMMARY:Salem Housing Authority: Taxes
DESCRIPTION:In partnership with Metropolitan Family Services we will discuss common taxes\, tax forms and rules\, and information on the role of an ITIN. \n\nReview some common taxes\, including federal\, state\, property\, sales\, self-employment\, and others\nExplore the reason for taxes and how taxes are used\nLearn the difference between a W-2 and a 1099 and how to read the information contained on each\nExamine the role of an ITIN for individuals without a Social Security number\n\nClick here to register!
URL:https://www.emboldcu.org/event/salem-housing-authority-taxes/
LOCATION:1998 Lansing Avenue\, 1998 Lansing Avenue\, Salem\, OR\, 97301\, United States
CATEGORIES:Salem Housing Authority
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2020/11/MangingDebt.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20230719T190000
DTEND;TZID=America/Los_Angeles:20230719T200000
DTSTAMP:20260404T161210
CREATED:20230703T234446Z
LAST-MODIFIED:20230719T190710Z
UID:8618-1689793200-1689796800@www.emboldcu.org
SUMMARY:Entendiendo el crédito
DESCRIPTION:¿Le abruma la idea de revisar su informe de crédito? ¡No se preocupe más! Nuestro taller gratuito “Entendiendo el Crédito” está aquí para ayudarle. \nComprobar su crédito y tratar de encontrarle sentido puede ser abrumador\, ¡y a veces da miedo! Ahí es donde entramos nosotros. Considérenos sus traductores de reportes de crédito. \nEste taller le quitará el miedo a revisar su informe crediticio y le ayudará a sentirse más seguro. Únase a nosotros en persona o en línea para aprender más sobre: \n– Qué significan los puntajes de crédito y cómo se calculan \n– Cómo mejorar su puntaje \n– Cómo revisar su crédito cada año (gratis) \n– Cómo utilizar el crédito con prudencia \nÚnase a nosotros en persona en nuestro Salón Comunitario o en línea a través de Zoom. \n  \nAsistir en línea
URL:https://www.emboldcu.org/event/entendiendo-el-credito/
LOCATION:Virtual Workshop
CATEGORIES:Workshop
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20230726T190000
DTEND;TZID=America/Los_Angeles:20230726T200000
DTSTAMP:20260404T161210
CREATED:20230711T165820Z
LAST-MODIFIED:20230717T175629Z
UID:8631-1690398000-1690401600@www.emboldcu.org
SUMMARY:Estate Planning
DESCRIPTION:Plan today for tomorrow’s yesterday! Presented by Tony Fox\, CFS* Financial Advisor. \nJoin us at our complimentary workshop and get professional advice about general estate planning concepts and strategies. It’s never too late to start thinking of a plan\, so we’ll be sure to cover: \n• Basic estate planning concepts\n• Who might benefit from an estate plan\n• Financial products and concepts that may help in estate planning\n• Various estate planning documents \nAttend In-Person\nAttend Online \n*Non-deposit investment products and services are offered through CUSO Financial Services\, L.P. (“CFS”)\, a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured\, are not guarantees or obligations of the credit union\, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Embold Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. \n  \n  \n  \n  \n 
URL:https://www.emboldcu.org/event/estate-planning/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20230825T160000
DTEND;TZID=America/Los_Angeles:20230825T190000
DTSTAMP:20260404T161210
CREATED:20230726T165103Z
LAST-MODIFIED:20230726T165516Z
UID:8657-1692979200-1692990000@www.emboldcu.org
SUMMARY:Juntos Avanzamos Proclamation Ceremony
DESCRIPTION:Join us at Embold Credit Union’s celebration of attaining our prestigious Juntos Avanzamos designation\, as we immerse ourselves in the vibrant spirit of the Hispanic community. Get ready for an evening filled with flair and festivities! Indulge in a delectable array of authentic Hispanic cuisine\, complemented by refreshing drinks that will make your heart dance el tango. Experience the exhilarating entertainment showcasing traditional Hispanic music and dance that will set your senses en fuego. And don’t miss the highlight of the evening—a special guest appearance of Caesar the No Drama Llama! This is an event you won’t want to miss—come and celebrate with us! \nClick here to register and join us for the fun!
URL:https://www.emboldcu.org/event/juntos-avanzamos-proclamation-ceremony/
LOCATION:Embold Credit Union Headquarters\, 15099 SE McLoughlin Blvd\, Oak Grove\, OR\, 97267\, United States
CATEGORIES:Celebration
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/07/Juntos-Avanzamos-Eventbrite-Template-670-×-447-px.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20230830T190000
DTEND;TZID=America/Los_Angeles:20230830T200000
DTSTAMP:20260404T161210
CREATED:20230726T223336Z
LAST-MODIFIED:20230726T223336Z
UID:8680-1693422000-1693425600@www.emboldcu.org
SUMMARY:Conceptos básicos sobre hipotecas
DESCRIPTION:¿Sueñas con ser propietario de una vivienda pero crees que nunca lo conseguirás? O tal vez no estás seguro de si es el momento adecuado para refinanciar. Considera a nuestros expertos en hipotecas superinteligentes como tus gurús personales para la compra de vivienda. \nTe ayudaremos a ir a lo grande y volver a casa con nuestro Taller de Conceptos Básicos sobre Hipotecas. Obtén las herramientas y los conocimientos que necesitas para tomar las mejores decisiones y alcanzar esta meta. \nObtén más información sobre: \n– Lo que se necesita para entrar en tu nuevo hogar \n– Cómo conseguir este objetivo \n– Cuánto te costará \nInscríbete ahora para reservar tu plaza. No dudes en invitar a familiares y amigos. \nLa Cooperativa de Ahorro y Crédito Embold esta registrada con el Sistema Nacional de Licencias de Hipotecas – NMLS por sus siglas en Ingles (NMLS #709344) \nAsistir en persona \nAsistir en línea
URL:https://www.emboldcu.org/event/conceptos-basicos-sobre-hipotecas/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20230913T190000
DTEND;TZID=America/Los_Angeles:20230913T200000
DTSTAMP:20260404T161210
CREATED:20230825T191546Z
LAST-MODIFIED:20230825T191546Z
UID:8996-1694631600-1694635200@www.emboldcu.org
SUMMARY:Adulting 101
DESCRIPTION:The time is finally here—you or someone you know has reached the age to boldly go out into the world. \nThis time can be filled with excitement as you chase your dreams—as well as apprehension about the unknown—which is why our Adulting 101 workshop is here to help! \nTogether\, we’ll help navigate: \n• How to gracefully go beyond your grace period and begin student loan repayment\n• How to build and stick to a budget\n• How to establish and maintain good credit \nThere can be some serious pitfalls if you’re not careful out there in the adult world\, so don’t miss this chance to start out on the right foot! \nClick here to register today\, and together we can learn how to adult like a boss. \nAttend In-Person\nAttend Online
URL:https://www.emboldcu.org/event/adulting-101/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20230927T190000
DTEND;TZID=America/Los_Angeles:20230927T200000
DTSTAMP:20260404T161210
CREATED:20230911T164245Z
LAST-MODIFIED:20230911T164245Z
UID:9095-1695841200-1695844800@www.emboldcu.org
SUMMARY:Paying for College
DESCRIPTION:Are you or is someone you care for about beginning to wonder how to afford going to college? Curious about financial aid and things like the FAFSA? Intimidated by the phrase “student loans”? Oh\, the Humanities! \nFear not—our Paying for College workshop is here to provide peace of mind and guidance for any and all aspiring undergrads. \nJoin us online or “on campus” to learn more about: \n• Different options available to you for paying for college\n• Student loans: what they are\, how interest is accumulated\, and best practices for paying them back\n• The ins and outs of and how to fill out your FAFSA\, and other ways to get financial aid \nThis is workshop is perfect for everyone\, even those with undecided majors! Click here to register today. \nPlease feel free to share with family and friends\, and remember to always do the extra credit when it’s offered! \nAttend In-Person\nAttend Online
URL:https://www.emboldcu.org/event/paying-for-college-2/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20231007T100000
DTEND;TZID=America/Los_Angeles:20231007T120000
DTSTAMP:20260404T161210
CREATED:20230830T170917Z
LAST-MODIFIED:20230915T222942Z
UID:9028-1696672800-1696680000@www.emboldcu.org
SUMMARY:Transition Fair
DESCRIPTION:Learn about services for youth and adults with intellectual disabilities!\nJoin us at our Transition Fair\, a dynamic event designed to empower individuals with special needs as they navigate the journey into adulthood. \nThe Transition Fair is a unique opportunity to connect with a wide range of essential services and community partners all in one place. From education and employment resources to healthcare and social support networks\, the Transition Fair is your one-stop destination to discover pathways to independence and success. Join us in fostering a supportive and inclusive community on Saturday\, October 7\, from 10:00am to noon at our very own Community Center at Embold Headquarters\, and find all the information you need to help the individuals with special needs in your life to thrive in their transition to adulthood. \nResources from: \n\nFidgeTech\, Career and skill development\nClackamas County DSS\, County support\nNorth Clackamas Parks & Rec\, Social and recreation\nEdwards Center\, Independent living\nAlbertina Kerr\, Vocational support\nExceed Enterprises\, Vocational support\nGigi’s Playhouse\, Programs and support for individuals with Down syndrome\nOregon Department of Treasury\, ABLE Accounts\nEmbold Investment Services\, Financial planning\nBarbur Law\, Special needs trusts\n\nPlease invite friends and family! Snacks will be provided. \nRegister today!: https://www.eventbrite.com/e/transition-fair-tickets-709525318327
URL:https://www.emboldcu.org/event/transition-fair-2/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/04/MicrosoftTeams-image-20-scaled.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20231101T190000
DTEND;TZID=America/Los_Angeles:20231101T200000
DTSTAMP:20260404T161210
CREATED:20231017T200411Z
LAST-MODIFIED:20231017T200550Z
UID:9182-1698865200-1698868800@www.emboldcu.org
SUMMARY:Presupuesto
DESCRIPTION:¿No puedes escapar de la vida sueldo a sueldo? ¿Algún imprevisto ha hecho tambalear tu estabilidad financiera o la de algún conocido? No estás solo en esto. Nuestro taller está aquí para ofrecerte los conocimientos y las herramientas que necesitas para encontrar la tranquilidad y prepararte para el éxito financiero. \nUna planificación financiera saludable puede ayudarte a superar los retos de la vida para que puedas vivir lo mejor posible y sacar el máximo partido a tu sueldo. \nYa sea que necesites pagar alguna deuda o ahorrar para una casa nueva o para la jubilación\, este taller te ayudará a darle forma a tu futuro financiero con pasos sencillos de presupuesto. \nJuntos hablaremos de: \n\nDiferentes métodos presupuestarios y cómo empezar\nConsejos para superar los obstáculos al ahorro y encontrar el camino a seguir- Maneras claras de controlar tus gastos\nIdeas para establecer diferentes objetivos que consigan aumentar tus ahorros- Recursos que te ayudarán a mantener el rumbo de tus finanzas en caso de crisis.\n\nHagamos un presupuesto audaz. \nNo dudes en invitar a familiares y amigos. Esperamos verte allí. \nAsistir en persona \nAsistir en línea
URL:https://www.emboldcu.org/event/taller-de-presupuesto/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/10/https___cdn.evbuc_.com_images_622607499_226579591920_1_original.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20231103T160000
DTEND;TZID=America/Los_Angeles:20231103T190000
DTSTAMP:20260404T161210
CREATED:20231027T230016Z
LAST-MODIFIED:20231027T230016Z
UID:9194-1699027200-1699038000@www.emboldcu.org
SUMMARY:Newberg Branch Grand Opening Celebration
DESCRIPTION:Join us at our Newberg branch’s grand opening and ribbon cutting celebration with the Newberg Chamber of Commerce and help us do some good! \nTake this opportunity to enjoy some tasty snacks and beverages\, but also check out our new Newberg branch and get to know our super friendly\, local team that can help you bank boldly with things like an Embold Plus checking account\, and more! \nAttendees will have the chance to vote for a locally-grown nonprofit to receive a cash donation! Votes can be cast for the Community Wellness Collective\, the Virginia Garcia Foundation\, or the Newberg Animal Shelter. The nonprofit with the most votes will be awarded $2\,000\, with $1\,000 going to each runner up. \nWe hope to see you there!
URL:https://www.emboldcu.org/event/newberg-branch-grand-opening-celebration/
LOCATION:Embold Newberg Branch\, 901 Brutscher Street\, Suite 101\, Newberg\, OR\, 97132\, United States
CATEGORIES:Celebration
ATTACH;FMTTYPE=image/png:https://www.emboldcu.org/wp-content/uploads/2023/10/Untitled-design.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20231114T190000
DTEND;TZID=America/Los_Angeles:20231114T200000
DTSTAMP:20260404T161210
CREATED:20231031T235520Z
LAST-MODIFIED:20231031T235520Z
UID:9216-1699988400-1699992000@www.emboldcu.org
SUMMARY:Protecting Your Identity
DESCRIPTION:Fraudsters and scammers get trickier to avoid every day. At Embold\, our promise is to help you bank boldly and safely\, so we want to help you build your fraud-busting muscle and flex your scam prevention prowess. \nIdentity theft can happen to anyone and even the most cautious of people can be at risk. Join us at our free Protecting Your Identity Workshop and learn important tips to protect yourself from becoming a victim of identity theft. \n• Educate yourself on current scams taking place\n• Understand how to recognize a scam or identity theft attempt\n• Learn how to protect yourself from being a victim of identity theft\n• Get tips on how to report in the event you become a victim of a scam or identity theft \nRegister now to reserve your spot—and feel free to invite family and friends! \nAttend In-Person\nAttend Online
URL:https://www.emboldcu.org/event/protecting-your-identity-2/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/10/iStock-1073678738-scaled.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20231202T100000
DTEND;TZID=America/Los_Angeles:20231202T140000
DTSTAMP:20260404T161210
CREATED:20231121T211259Z
LAST-MODIFIED:20231121T211259Z
UID:9375-1701511200-1701525600@www.emboldcu.org
SUMMARY:Santa Comes to Embold
DESCRIPTION:Get ready for a sleighful of surprises this holiday season at Embold! \nSanta will be making special appearances at our Community Center\, creating magical moments for everyone. We’re excited to invite all kids—whether they’re yours\, your friends’\, or your neighbors’—to come and visit Santa! We believe in making memories that matter\, so we’ll be providing complimentary photos for families to cherish. \nWhat makes our Santa station extra special? It’s designed to be a low-stress\, sensory-friendly experience\, making it the perfect opportunity for kids with Autism and other special needs to meet Santa in a comfortable and relaxed environment. \nCome join us and capture the magic of the season at Embold! Let’s make this holiday one to remember for everyone in our wonderful community. \n \n  \n 
URL:https://www.emboldcu.org/event/santa-comes-to-embold-12-02-23/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20231216T100000
DTEND;TZID=America/Los_Angeles:20231216T140000
DTSTAMP:20260404T161210
CREATED:20231121T211354Z
LAST-MODIFIED:20231121T211354Z
UID:9383-1702720800-1702735200@www.emboldcu.org
SUMMARY:Santa Comes to Embold
DESCRIPTION:Get ready for a sleighful of surprises this holiday season at Embold! \nSanta will be making special appearances at our Community Center\, creating magical moments for everyone. We’re excited to invite all kids—whether they’re yours\, your friends’\, or your neighbors’—to come and visit Santa! We believe in making memories that matter\, so we’ll be providing complimentary photos for families to cherish. \nWhat makes our Santa station extra special? It’s designed to be a low-stress\, sensory-friendly experience\, making it the perfect opportunity for kids with Autism and other special needs to meet Santa in a comfortable and relaxed environment. \nCome join us and capture the magic of the season at Embold! Let’s make this holiday one to remember for everyone in our wonderful community. \n \n  \n 
URL:https://www.emboldcu.org/event/santa-comes-to-embold-12-16-23/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240124T190000
DTEND;TZID=America/Los_Angeles:20240124T200000
DTSTAMP:20260404T161210
CREATED:20231219T210032Z
LAST-MODIFIED:20231219T210130Z
UID:9467-1706122800-1706126400@www.emboldcu.org
SUMMARY:Budgeting Basics
DESCRIPTION:Like eating veggies and exercising\, managing your money is good for you. \nHealthy financial planning can help you navigate life’s challenges so you can live your best life – and get the most out of your paycheck. \nWhether you’re needing to pay off debt or save for a new home or retirement\, this online workshop will help you shape up your financial future with simple budgeting steps. \nTogether\, we’ll cover:\n• Different budgeting methods and how to get started\n• Tips to overcome barriers and find a way forward\n• DIY tricks for taking charge of your spending\n• Savings goal-setting ideas to boost your balance\n• Crisis money-management resources to keep your finances on track \nLet’s get budgeting.\nFeel free to invite family and friends. We hope to see you there! \nAttend In-Person\nAttend Online
URL:https://www.emboldcu.org/event/budgeting-basics/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/12/iStock-1216679280-scaled.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240131T190000
DTEND;TZID=America/Los_Angeles:20240131T200000
DTSTAMP:20260404T161210
CREATED:20231219T205259Z
LAST-MODIFIED:20231219T205259Z
UID:9461-1706727600-1706731200@www.emboldcu.org
SUMMARY:Basicos del Presupuesto
DESCRIPTION:¿No puedes escapar de la vida sueldo a sueldo? ¿Algún imprevisto ha hecho tambalear tu estabilidad financiera o la de algún conocido? No estás solo en esto. Nuestro taller está aquí para ofrecerte los conocimientos y las herramientas que necesitas para encontrar la tranquilidad y prepararte para el éxito financiero. \nUna planificación financiera saludable puede ayudarte a superar los retos de la vida para que puedas vivir lo mejor posible y sacar el máximo partido a tu sueldo. \nYa sea que necesites pagar alguna deuda o ahorrar para una casa nueva o para la jubilación\, este taller te ayudará a darle forma a tu futuro financiero con pasos sencillos de presupuesto. \nJuntos hablaremos de: \n\nDiferentes métodos presupuestarios y cómo empezar\nConsejos para superar los obstáculos al ahorro y encontrar el camino a seguir- Maneras claras de controlar tus gastos\nIdeas para establecer diferentes objetivos que consigan aumentar tus ahorros- Recursos que te ayudarán a mantener el rumbo de tus finanzas en caso de crisis.\n\nHagamos un presupuesto audaz. \nNo dudes en invitar a familiares y amigos. Esperamos verte allí. \nAsistir en persona \nAsistir en línea
URL:https://www.emboldcu.org/event/basicos-del-presupuesto/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/12/iStock-1216679280-scaled.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240207T190000
DTEND;TZID=America/Los_Angeles:20240207T200000
DTSTAMP:20260404T161210
CREATED:20231228T175846Z
LAST-MODIFIED:20231228T175846Z
UID:9490-1707332400-1707336000@www.emboldcu.org
SUMMARY:How to Buy a Home
DESCRIPTION:Begin your exciting journey toward homeownership on the right foot and join us at our informative Home Purchase Workshop. Whether you’re a first-time buyer or looking to upgrade to your next dream home\, this workshop is tailored to provide you with the comprehensive knowledge and guidance needed to navigate the intricate process of purchasing a property.\n\nIn this complimentary workshop\, you’ll learn about:\n\n\nUnderstanding the comprehensive home purchase process from start to finish\nIdentifying essential documents crucial for a successful home purchase\nExploring various financing options available for aspiring homeowners\n\n\nGet ready to unlock the door to your dream home—join us and take your first step toward homeownership with confidence and expertise. Feel free to bring along your family and friends for this insightful workshop!\n\nAttend In-Person\nAttend Online
URL:https://www.emboldcu.org/event/how-to-buy-a-home/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/12/iStock-1455235564-scaled.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20240219
DTEND;VALUE=DATE:20240220
DTSTAMP:20260404T161210
CREATED:20230202T195643Z
LAST-MODIFIED:20240212T203528Z
UID:7629-1708300800-1708387199@www.emboldcu.org
SUMMARY:Presidents Day
DESCRIPTION:Embold branches will be closed on Monday\, February 19th in observance of Presidents Day.\nWith Digital Banking\, the credit union is never really closed. You can make mobile deposits\, loans\, transfers\, and more with just a few taps or clicks using your computer or smartphone.
URL:https://www.emboldcu.org/event/presidents-day-2024/
CATEGORIES:Branch/Office Closures
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240221T190000
DTEND;TZID=America/Los_Angeles:20240221T200000
DTSTAMP:20260404T161210
CREATED:20231228T190102Z
LAST-MODIFIED:20240206T002511Z
UID:9494-1708542000-1708545600@www.emboldcu.org
SUMMARY:Cómo comprar una casa
DESCRIPTION:Comienza tu emocionante viaje hacia la compra de vivienda con el pie derecho y únete a nosotros en nuestro “Taller Informativo sobre la Compra de una Vivienda”. Si eres un comprador por primera vez o estas en busca de renovar a la próxima casa de tus sueños\, este taller está diseñado para proporcionarte los conocimientos y la orientación necesaria para navegar por el confuso proceso de la compra de una propiedad. \nEn este taller gratuito\, aprenderás sobre: \n\nCómo entender el proceso completo de comprar una vivienda de principio a fin\nCómo identificar los documentos esenciales que son cruciales para la compra exitosa de una vivienda\nCómo explorar las distintas opciones de financiación disponibles para los futuros compradores de vivienda.\n\nPrepárate para abrir la puerta a la casa de tus sueños: Únete a nosotros y da el primer paso con confianza y experiencia. ¡No dudes en traer a tu familia y amigos a este interesante taller! \nAsistir en persona \nAsistir en línea
URL:https://www.emboldcu.org/event/como-comprar-una-casa/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/12/iStock-1455235564-scaled.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240306T190000
DTEND;TZID=America/Los_Angeles:20240306T200000
DTSTAMP:20260404T161210
CREATED:20231220T185435Z
LAST-MODIFIED:20240228T195214Z
UID:9469-1709751600-1709755200@www.emboldcu.org
SUMMARY:How to Pay Off Debt
DESCRIPTION:Join us for a free\, transformative workshop designed to empower you with the knowledge and tools you need to effectively eliminate debt. Learn proven strategies for paying off debt\, from prioritizing your debts to creating a manageable and sustainable payment plan. Our expert facilitators will guide you through understanding different types of debt\, how interest rates work\, and the psychological aspects of debt management. \nWhether you’re dealing with credit card debt\, student loans\, or personal loans\, this workshop will provide you with practical advice and actionable steps to take control of your finances and work toward a debt-free life. Don’t miss this opportunity to turn your financial situation around and pave the way for a more secure financial future. \nAt this workshop\, you‘ll learn more about: \nUnderstanding Your Debt: Gain insights into different types of debt and their impact on your financial well-being.\nCreating a Debt Repayment Plan: Learn how to develop a customized debt repayment strategy tailored to your financial goals and circumstances.\nBudgeting Techniques: Discover effective budgeting techniques to manage your finances and accelerate debt repayment.\nTips for Debt-Free Living: Explore practical tips and habits to maintain financial discipline and achieve long-term financial stability. \nDon’t let debt set you back. \nFeel free to invite family and friends. We hope to see you there! \nAttend In-Person \nAttend Online
URL:https://www.emboldcu.org/event/how-to-pay-off-debt/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/12/iStock-529078246-scaled.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240320T190000
DTEND;TZID=America/Los_Angeles:20240320T200000
DTSTAMP:20260404T161210
CREATED:20240228T195025Z
LAST-MODIFIED:20240228T195225Z
UID:9635-1710961200-1710964800@www.emboldcu.org
SUMMARY:How to Pay Off Debt
DESCRIPTION:Join us for a free\, transformative workshop designed to empower you with the knowledge and tools you need to effectively eliminate debt. Learn proven strategies for paying off debt\, from prioritizing your debts to creating a manageable and sustainable payment plan. Our expert facilitators will guide you through understanding different types of debt\, how interest rates work\, and the psychological aspects of debt management. \nWhether you’re dealing with credit card debt\, student loans\, or personal loans\, this workshop will provide you with practical advice and actionable steps to take control of your finances and work toward a debt-free life. Don’t miss this opportunity to turn your financial situation around and pave the way for a more secure financial future. \nAt this workshop\, you‘ll learn more about: \nUnderstanding Your Debt: Gain insights into different types of debt and their impact on your financial well-being.\nCreating a Debt Repayment Plan: Learn how to develop a customized debt repayment strategy tailored to your financial goals and circumstances.\nBudgeting Techniques: Discover effective budgeting techniques to manage your finances and accelerate debt repayment.\nTips for Debt-Free Living: Explore practical tips and habits to maintain financial discipline and achieve long-term financial stability. \nDon’t let debt set you back. \nFeel free to invite family and friends. We hope to see you there! \nAttend In-Person
URL:https://www.emboldcu.org/event/how-to-pay-off-debt-2/
LOCATION:Embold Newberg Branch\, 901 Brutscher Street\, Suite 101\, Newberg\, OR\, 97132\, United States
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/12/iStock-529078246-scaled.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240327T190000
DTEND;TZID=America/Los_Angeles:20240327T200000
DTSTAMP:20260404T161210
CREATED:20231220T190237Z
LAST-MODIFIED:20231220T190237Z
UID:9475-1711566000-1711569600@www.emboldcu.org
SUMMARY:Cómo saldar deudas
DESCRIPTION:¿Sueñas con saldar tus deudas? ¡Hagámoslo realidad!\nEste taller en línea te ayudará a conquistar los desafíos financieros de la vida y a encontrar un camino a seguir. \nÚnete a nosotros para aprender sobre:\n– Diferentes métodos de administración de deudas\n– Los métodos de “la bola de nieve” y del tipo de interés para pagar las deudas más rápido\n– El verdadero costo de la deuda\n– Calculadoras y herramientas gratuitas para ayudarte a gestionar tus deudas \nNo dejes que las deudas te hagan retroceder. \nNo dudes en invitar a familiares y amigos. ¡Esperamos verte allí! \nAsistir en persona \nAsistir en línea
URL:https://www.emboldcu.org/event/como-saldar-deudas/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/12/iStock-529078246-scaled.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240418T190000
DTEND;TZID=America/Los_Angeles:20240418T200000
DTSTAMP:20260404T161210
CREATED:20231228T192448Z
LAST-MODIFIED:20231228T192448Z
UID:9498-1713466800-1713470400@www.emboldcu.org
SUMMARY:Auto Buying Basics
DESCRIPTION:Dreaming of a new car? Let’s get you on the road! \nJoin our free workshop and get expert advice for navigating the car-buying process from start to finish.\nSo you can save time and money getting the keys to your next dream car! \n• Learn what drives values in the auto market\n• Explore options for buying a used or new vehicle\n• Overcome potential pitfalls and ace your game in the buying process \nNo obstacles. Just possibles. \nPlease register now to reserve your spot! Feel free to invite family and friends. \nAttend In-Person\nAttend Online
URL:https://www.emboldcu.org/event/auto-buying-basics-2/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/12/iStock-1401766597.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240424T190000
DTEND;TZID=America/Los_Angeles:20240424T200000
DTSTAMP:20260404T161210
CREATED:20240322T164801Z
LAST-MODIFIED:20240322T164801Z
UID:9501-1713985200-1713988800@www.emboldcu.org
SUMMARY:Public Employee Retirement System Planning
DESCRIPTION:Presented by Tony Fox\, CFS* Financial Advisor. \nAre you a PERS member? When it comes to PERS\, there are numerous decisions to be made. Our aim is to guide you in becoming well-versed in PERS and selecting the best options to reach your retirement objectives. Every individual’s circumstances vary\, so your choices should be tailored to your specific needs. While the available options may seem overwhelming\, they are crucial in shaping your retirement strategy. \nAttend our complimentary Retirement Planning for PERS Employees workshop to delve into PERS and key considerations for your future planning. \nPlease register now to reserve your spot! Enjoy refreshments during the workshop and feel free to bring along family and friends! Hurry\, space is limited! \n*Non-deposit investment products and services are offered through CUSO Financial Services\, L.P. (“CFS”)\, a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured\, are not guarantees or obligations of the credit union\, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Embold Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. \nAttend In-Person\nAttend Online
URL:https://www.emboldcu.org/event/public-employee-retirement-system-planning/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/12/iStock-915664860-scaled.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240511T100000
DTEND;TZID=America/Los_Angeles:20240511T120000
DTSTAMP:20260404T161210
CREATED:20240411T222638Z
LAST-MODIFIED:20240503T204931Z
UID:9774-1715421600-1715428800@www.emboldcu.org
SUMMARY:Transition Fair
DESCRIPTION:Learn about services for youth and adults with intellectual disabilities!\nJoin us at our Transition Fair\, a dynamic event designed to empower individuals with special needs as they navigate the journey into adulthood. \nThe Transition Fair is a unique opportunity to connect with a wide range of essential services and community partners all in one place. From education and employment resources to healthcare and social support networks\, the Transition Fair is your one-stop destination to discover pathways to independence and success. Join us in fostering a supportive and inclusive community on Saturday\, May 11\, from 10:00am to noon at our very own Community Center at Embold Headquarters\, and find all the information you need to help the individuals with special needs in your life to thrive in their transition to adulthood. \nResources from: \n\nBarbur Law\nClackamas County DSS\nEdwards Center\nExceed Enterprises\nFitzwater Law\nGigi’s Playhouse\nLiv with Purpose\nOregon Treasury (ABLE)\nSay How Consulting\nThrive Oregon\nUnited Adaptive Soccer Association\n\nPlease invite friends and family! Snacks will be provided. \nRegister today!
URL:https://www.emboldcu.org/event/transition-fair-5-11-24/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/04/MicrosoftTeams-image-20-scaled.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240521T180000
DTEND;TZID=America/Los_Angeles:20240521T190000
DTSTAMP:20260404T161210
CREATED:20240307T183215Z
LAST-MODIFIED:20240307T183215Z
UID:9678-1716314400-1716318000@www.emboldcu.org
SUMMARY:2024 Annual Meeting
DESCRIPTION:Join us for our 2024 Annual Meeting on Tuesday\, May 21\, from 6:00pm to 7:00pm at the Embold Community Center (15099 SE McLoughlin Blvd\, Oak Grove\, OR)!\nLike all credit unions\, Embold is a not-for-profit financial cooperative\, which means that every single one of our 35\,000+ members are equal owners of this financial institution. \nThe voices of our members in the oversight and decision-making at Embold are represented by a volunteer-driven Board of Directors that is elected by members. We will announce this year’s elected board members at the annual meeting\, along with an overview of the credit union’s financial condition and our 2023 successes\, as well as future plans and activities. \nSo come join us\, see our new headquarters facility\, pick up some cool Embold gear\, and hear what’s new with your credit union! \nToo far to drive? Register to join us virtually via Zoom! \nWe hope to see you there!
URL:https://www.emboldcu.org/event/2024-annual-meeting/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Annual Meeting
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20240527
DTEND;VALUE=DATE:20240528
DTSTAMP:20260404T161210
CREATED:20230202T200608Z
LAST-MODIFIED:20240212T203559Z
UID:7662-1716768000-1716854399@www.emboldcu.org
SUMMARY:Memorial Day
DESCRIPTION:Embold branches will be closed on Monday\, May 27th in observance of Memorial Day.\nWith Digital Banking\, the credit union is never really closed. You can make mobile deposits\, loans\, transfers\, and more with just a few taps or clicks using your computer or smartphone.
URL:https://www.emboldcu.org/event/memorial-day-2024/
CATEGORIES:Branch/Office Closures
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240605T190000
DTEND;TZID=America/Los_Angeles:20240605T200000
DTSTAMP:20260404T161210
CREATED:20231228T221817Z
LAST-MODIFIED:20231228T221817Z
UID:9507-1717614000-1717617600@www.emboldcu.org
SUMMARY:Mortgage Basics
DESCRIPTION:So you want to buy a house… Now what? \nDreaming of homeownership but feel like you’ll never accomplish that goal? Or maybe you aren’t sure if now is the right time to refinance. Consider our super smart Mortgage experts as your personal homebuying gurus.\nWe’ll help you go big and go home with our Mortgage Basics Workshop! Get the tools and knowledge you need to make the best decisions and reach this milestone. \nLearn more about:\n• What it takes to get into your new home\n• Getting your ducks in a row to accomplish this goal\n• What it will cost \nPlease register now to reserve your spot! Feel free to invite family and friends. \nEmbold Credit Union is registered with the National Mortgage Licensing System (NMLS #709344) \nAttend In-Person\nAttend Online
URL:https://www.emboldcu.org/event/mortgage-basics-3/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/07/iStock-1344243590-scaled.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20240612T190000
DTEND;TZID=America/Los_Angeles:20240612T200000
DTSTAMP:20260404T161210
CREATED:20231228T222600Z
LAST-MODIFIED:20231228T222600Z
UID:9509-1718218800-1718222400@www.emboldcu.org
SUMMARY:Conceptos básicos sobre hipotecas
DESCRIPTION:¿Sueñas con ser propietario de una vivienda pero crees que nunca lo conseguirás? O tal vez no estás seguro si es el momento adecuado para refinanciar. Considera a nuestros expertos en hipotecas como tus gurús personales para la compra de vivienda. \nTe ayudaremos a ir a lo grande y volver a casa con tus dudas aclaradas con nuestro Taller de Conceptos Básicos sobre Hipotecas. Obtén las herramientas y los conocimientos que necesitas para tomar las mejores decisiones y alcanzar esta meta. \nObtén más información sobre: \n• Lo que se necesita para entrar en tu nuevo hogar\n• Cómo conseguir este objetivo\n• Cuánto te costará \nInscríbete ahora para reservar tu lugar. No dudes en invitar a familiares y amigos. \nLa Cooperativa de Ahorro y Crédito Embold esta registrada con el Sistema Nacional de Licencias de Hipotecas – NMLS por sus siglas en Ingles (NMLS #709344) \nAsistir en persona \nAsistir en línea
URL:https://www.emboldcu.org/event/conceptos-basicos-sobre-hipotecas-2/
LOCATION:Embold Community Room\, 15099 SE McLoughlin Boulevard\, Milwaukie\, OR\, 97267\, United States
CATEGORIES:Workshop
ATTACH;FMTTYPE=image/jpeg:https://www.emboldcu.org/wp-content/uploads/2023/07/iStock-1344243590-scaled.jpg
ORGANIZER;CN="Embold Credit Union":MAILTO:info@emboldcu.org
END:VEVENT
END:VCALENDAR