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Welcome to Embold Credit Union.

Live, Laugh, Earn up to 5.39% APY¹ with Embold Share Certificates.

Earn more

Whatever your dreams, Embold can help you make them happen.

What our members say about us.

When I phoned a few years ago about refinancing to get rid of my PMI, the loan officer could see that I was a no risk borrower and took immediate steps to make my new loan happen. She cut through any interference.

Edward

Get ready for a different kind of banking

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Rates that empower you

We’re here to help you win. At Embold, you’ll find some of the most competitive rates around.

Check our rates
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Interest with impact

The more you put in, the more you gain. Whether you’re saving for college or a new home, we’ll go the extra mile to help you achieve your goals.

Start saving today

By the numbers

182
Hours spent teaching financial literacy
2,152
Hours volunteered in our community
$151k
Raised for local non-profits
24
Hours taught in Spanish
1,146
Students taught financial literacy
56%
Percentage of employees who volunteer

See our latest news and posts

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Where Will Your Retirement Money Come From?

What workers anticipate in terms of retirement income sources may differ considerably from what retirees actually experience. For many people, retirement income may come from a variety of sources. Here’s… Read more
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The Lowdown on Those Free Credit Scores

The Fair and Accurate Credit Transaction Act of 2003 provided individuals with valuable rights to the credit information companies keep on them, but did you know that the credit score… Read more
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Embold Credit Union Earns Juntos Avanzamos Designation

At Embold, we’re committed to serving and empowering Hispanic communities in our six-county service area and we’ve just earned a Juntos Avanzamos designation from our affiliate partners at Inclusiv, a… Read more

Our first priority is you

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Structure That Puts You First

Embold Credit Union is a local, member-owned, not-for-profit financial cooperative. That means when you join Embold, you become a member and an owner. All decisions we make keep your best interests at the forefront.

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Value That Benefits You

They say a rising tide lifts all boats. We’re focused on creating the best future possible for everyone we serve in our communities, not just for an elite group of stakeholders.

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Impact You Can Really See

We’re local, just like you. That means we’re fiercely committed to improving the communities we serve. You can learn more about the work we do throughout our corner of Oregon on our Community Impact page.

Are you ready to bank boldly?

Join us

Join Embold

Every day, you’re there for your family, your business, your future. And every day, we’re here for you. Join us today using the link below.

Questions?

Our local Member Advocates are here to help.

Call or text us: 503-656-0671


Our call center is ready to help you out during our business hours:
Mon - Fri: 9:00AM-5:30PM
Sat: 9AM-1PM

We're here to help.

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Disclosures

1) APY = Annual Percentage Yield. The 5.39% APY is based on 4.50% dividends plus 0.25% for qualifying Member Perks and an additional 0.50% for new money deposits when you open an 18-month Share Certificate. The APY is based on dividends compounding daily.  New money is defined as deposits, loans, or investments not previously held at Embold. To qualify for the new money rate, at least 51% of the deposit for each Share Certificate has to include new money.

To qualify for Member Perks pricing, member must have a savings account, a checking account, and one additional deposit or loan product including: Share Certificate, IRA, Money Market (Personal or Business), Personal Loan or Line, Credit Card, Auto Loan, Home Equity Line, Mortgage, Business Loan, or Investment Services. Loan discount does not apply to: Personal Lines of Credit (PLOC), Platinum or Rewards Visa, Business Visa, Mortgage, HELOC, RELOC, Commercial Real Estate Loans, Shared Secured Loans, or Seasonal loans.