Young woman listening to music with headphones while enjoying her Embold Credit Union $200 checking account bonus.

New Member Bonus

Switch to Embold, set up direct deposit, and we’ll pay you $200*.

Learn More

What our members say about us.

When I phoned a few years ago about refinancing to get rid of my PMI, the loan officer could see that I was a no risk borrower and took immediate steps to make my new loan happen. She cut through any interference.

Edward

Get ready for a different kind of banking

Low Rates class="wrapper">

Rates that empower you

We’re here to help you win. At Embold, you’ll find some of the most competitive rates around.

Check our rates
Account class="wrapper">

Interest with impact

The more you put in, the more you gain. Whether you’re saving for college or a new home, we’ll go the extra mile to help you achieve your goals.

Start saving today
Locations class="wrapper">

Mobile Branch

Our Mobile Branch is like a credit union branch on the go—packing all the goodies of a full-service credit union onto a set of wheels.

See where we are

By the numbers

290
Hours spent teaching financial literacy
1,290
Hours volunteered in our community
$157k
Raised for local community partners
40
Hours taught in Spanish
2,838
Students taught financial literacy
100%
Percentage of employees who volunteer

See our latest news and posts

Close-up of ripe purple wine grapes growing on a vine in Yamhill County, Oregon, symbolizing the region’s vibrant community and agricultural roots.

Meet Angel: The New Leader at Embold Yamhill County Branches

There’s a new face leading the way at Embold Credit Union’s McMinnville and Newberg branches — though for many in Yamhill County, he’s already a familiar one. Angel A. Aguiar,… Read more
How to Build Credit Blog

How to Build Credit and Understand Your Credit Score

If you’re new to credit—or just trying to understand how credit scores work—you’re not alone. Credit can feel confusing at first, but with the right knowledge and healthy financial habits,… Read more
Credit vs debit blog image

Should You Use a Credit Card or Debit Card? Here’s How to Decide.

When you’re standing at the checkout screen, it’s easy to tap the first card you grab. But knowing when to use credit vs debit can help you make smarter financial… Read more
Young couple walking in the woods discussing why bank at a credit union and the benefits compared to a bank.”

Why Bank at a Credit Union? Here’s What Makes Us Different.

If you’ve ever wondered what sets credit unions apart from traditional banks, the answer is simple: you. At Embold Credit Union, we don’t have shareholders — we have members. That… Read more

Our first priority is you

Certificate class="wrapper">

Structure That Puts You First

Embold Credit Union is a local, member-owned, not-for-profit financial cooperative. That means when you join Embold, you become a member and an owner. All decisions we make keep your best interests at the forefront.

Account class="wrapper">

Value That Benefits You

They say a rising tide lifts all boats. We’re focused on creating the best future possible for everyone we serve in our communities, not just for an elite group of stakeholders.

Giving class="wrapper">

Impact You Can Really See

We’re local, just like you. That means we’re fiercely committed to improving the communities we serve. You can learn more about the work we do throughout our corner of Oregon on our Community Impact page.

Are you ready to bank boldly?

Become a Member

We're here to help.

Join online.
Become A Member
Chat with us online.
Let's chat
Find a branch.
View locations

Disclosures

Title VI of the Civil Rights Act of 1964 (“Title VI”) prohibits discrimination on the basis of race, color, national origin, sex, age, or disability. Embold Credit Union does not exclude people or treat them differently because of race, color, national origin, sex, age, or disability. We also strive to provide reasonable language assistance services to persons with limited English language proficiency to enable them to access our services. If you believe that Embold Credit Union has failed to provide these services or discriminated in another way on the basis of race, color, national origin, sex, age, or disability, you can file a complaint of discrimination to: crcomplaints@treasury.gov.

*Offer valid for new Embold Credit Union memberships opened between 9/15/2025 and 11/15/2025. To qualify for the $200 bonus, new members must: (1) open a new personal checking account, (2) establish a qualifying recurring direct deposit, and (3) complete 16 debit card purchase transactions by 12/31/2025. Bonus will be deposited into the member’s checking account by 1/15/2026. Membership eligibility and account qualifications apply. Offer not available to existing members or those who have closed an Embold checking account within the past 12 months. One bonus per member. Subject to change without notice.