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A Higher Rate, Right on Time

Lock in our new, higher share certificate rates — including 3.20% APY* on a 12-month certificate. Secure your rate today and earn more with confidence.

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Join us at our free First-Time Home Buyer’s Resource Fair!

Join Embold on April 25 (10am–12pm) for our First-Time Home Buyer Resource Fair. Meet local lenders, realtors, inspectors, and more to help you take the next step. Food will be provided!

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Mortgages

What our members say about us.

When I phoned a few years ago about refinancing to get rid of my PMI, the loan officer could see that I was a no risk borrower and took immediate steps to make my new loan happen. She cut through any interference.

Edward

Get ready for a different kind of banking

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Rates that empower you

We’re here to help you win. At Embold, you’ll find some of the most competitive rates around.

 

Check our rates
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Interest with impact

The more you put in, the more you gain. Whether you’re saving for college or a new home, we’ll go the extra mile to help you achieve your goals.

 

Start saving today
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Mobile Branch

Our Mobile Branch is like a credit union branch on the go—packing all the goodies of a full-service credit union onto a set of wheels.

 

See where we are

By the numbers

290
Hours spent teaching financial literacy
1,290
Hours volunteered in our community
$157k
Raised for local community partners
40
Hours taught in Spanish
2,838
Students taught financial literacy
100%
Percentage of employees who volunteer

See our latest news and posts

2025 Community Impact Blog

What We Built Together: Embold’s 2025 Community Impact

At Embold Credit Union, community impact isn’t a side initiative or a line item in a budget—it’s part of our responsibility as a member-owned cooperative. Every year, we’re reminded that… Read more
Embold Announces New CEO

Embold Credit Union Announces Leadership Appointment, Reinforcing Member-Focused Mission

Embold Credit Union today reaffirmed its commitment to member service, financial education and community impact as the organization continues its work to support individuals, businesses, and families across the region.… Read more
balance transfer credit card blog

A Credit Card Balance Transfer Can Help You Catch Up and Get Ahead of Debt

If credit card debt has started to feel heavier than it should, you’re not alone. High interest rates can make it tough to see real progress, even when you’re paying… Read more
4x4/AWD

New IRS Auto Loan Deduction

Learn how to see if you qualify and what documents you’ll need. Good news! You may qualify for a new federal tax deduction on your Embold auto loan. Starting in… Read more

Our first priority is you

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Structure That Puts You First

Embold Credit Union is a local, member-owned, not-for-profit financial cooperative. That means when you join Embold, you become a member and an owner. All decisions we make keep your best interests at the forefront.

 

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Value That Benefits You

They say a rising tide lifts all boats. We’re focused on creating the best future possible for everyone we serve in our communities, not just for an elite group of stakeholders.

 

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Impact You Can Really See

We’re local, just like you. That means we’re fiercely committed to improving the communities we serve. You can learn more about the work we do throughout our corner of Oregon on our Community Impact page.

 

Are you ready to bank boldly?

 

 

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Disclosures

*APY: Annual Percentage Yield. The percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period.

Title VI of the Civil Rights Act of 1964 (“Title VI”) prohibits discrimination on the basis of race, color, national origin, sex, age, or disability. Embold Credit Union does not exclude people or treat them differently because of race, color, national origin, sex, age, or disability. We also strive to provide reasonable language assistance services to persons with limited English language proficiency to enable them to access our services. If you believe that Embold Credit Union has failed to provide these services or discriminated in another way on the basis of race, color, national origin, sex, age, or disability, you can file a complaint of discrimination to: crcomplaints@treasury.gov.