Earn more per cent.

Welcome to Embold Credit Union.

Paying you more per cent with a 12-month Share Certificate at 5.79% APY¹

Earn more

Whatever your dreams, Embold can help you make them happen.

What our members say about us.

When I phoned a few years ago about refinancing to get rid of my PMI, the loan officer could see that I was a no risk borrower and took immediate steps to make my new loan happen. She cut through any interference.

Edward

Get ready for a different kind of banking

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Rates that empower you

We’re here to help you win. At Embold, you’ll find some of the most competitive rates around.

Check our rates
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Interest with impact

The more you put in, the more you gain. Whether you’re saving for college or a new home, we’ll go the extra mile to help you achieve your goals.

Start saving today

By the numbers

405
Hours spent teaching financial literacy
1,751
Hours volunteered in our community
$197k
Raised for local community partners
45
Hours taught in Spanish
2,832
Students taught financial literacy
66%
Percentage of employees who volunteer

See our latest news and posts

scammer santa in a ski mask doing some scamming

‘Tis the Season to Remain Vigilant

At Embold, it is our duty to be careful stewards of our members’ money and to help you bank boldly and safely. This means that your security is our top… Read more
mortgage

Fixed or Variable Mortgage, Which Should You Pick?

Buying a home is the single-largest financial commitment most people ever make. And sorting through mortgages involves a lot of critical choices. One of these is choosing between a fixed… Read more
a hand holding a diploma

A Cheat Sheet for Sending Your Kid to College

College marks a great milestone in a child’s life. It may be the first time he or she will live away from home. Dropping off your child at college may… Read more
a couple going over their monthly expenses

Lots of Variables with Fixed-Rate Mortgages

When selecting a fixed-rate mortgage, a prospective borrower has to determine how many years to finance the loan. Some financial institutions offer 10-year and 20-year, fixed-rate mortgages as well as… Read more

Our first priority is you

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Structure That Puts You First

Embold Credit Union is a local, member-owned, not-for-profit financial cooperative. That means when you join Embold, you become a member and an owner. All decisions we make keep your best interests at the forefront.

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Value That Benefits You

They say a rising tide lifts all boats. We’re focused on creating the best future possible for everyone we serve in our communities, not just for an elite group of stakeholders.

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Impact You Can Really See

We’re local, just like you. That means we’re fiercely committed to improving the communities we serve. You can learn more about the work we do throughout our corner of Oregon on our Community Impact page.

Are you ready to bank boldly?

Join us

Join Embold

Every day, you’re there for your family, your business, your future. And every day, we’re here for you. Join us today using the link below.

Questions?

Our local Member Advocates are here to help.

Call or text us: 503-656-0671


Our call center is ready to help you out during our business hours:
Mon - Fri: 9:00AM-5:30PM
Sat: 9AM-1PM

We're here to help.

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Disclosures

1) APY = Annual Percentage Yield. The 5.79% APY is based on 4.879% dividends plus 0.25% for qualifying Member Perks and an additional 0.50% for new money deposits when you open an 12-month Share Certificate. The APY is based on dividends compounding daily.  New money is defined as deposits, loans, or investments not previously held at Embold. To qualify for the new money rate, at least 51% of the deposit for each Share Certificate has to include new money.

To qualify for Member Perks pricing, member must have a savings account, a checking account, and one additional deposit or loan product including: Share Certificate, IRA, Money Market (Personal or Business), Personal Loan or Line, Credit Card, Auto Loan, Home Equity Line, Mortgage, Business Loan, or Investment Services. Loan discount does not apply to: Personal Lines of Credit (PLOC), Platinum or Rewards Visa, Business Visa, Mortgage, HELOC, RELOC, Commercial Real Estate Loans, Shared Secured Loans, or Seasonal loans.