Checking Accounts
Bank boldly with impressive rates and remarkable rewards.
We offer a variety of checking accounts, with everything from high dividend rates that help boost your balance to debit cards that reward you for every dollar you spend. At Embold, our promise is to help you bank boldly. Ready to take the leap?
Embold Plus
Current obsession of many new members. Earn 3.75% APY1 to grow your balance when you use your debit card.
Embold Rewards
Treat yourself. Earn points on purchases. Trade these points in for awesome rewards like gift cards, cash back, travel, or even donations to your favorite charity! Rinse and repeat.
Embold Core
It’s all about keeping it simple. A free checking account with all the core features you’ll love.
Every Embold checking account features:
Friendly service with our local people
Free Digital Banking
No minimum balance requirements
Access to your money sooner with early direct deposit*
Choose what works for you
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Earns dividends
Earns dividends
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Earns rewards
Earns rewards
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Ability to order paper checks
Ability to order paper checks
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Refunds ATM fees up to $25
Refunds ATM fees up to $25
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Overdraft protection
Overdraft protection
Embold Core
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Earns dividends
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Earns rewards
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Ability to order paper checks
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Refunds ATM fees up to $25
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Overdraft protection
Embold Plus
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Earns dividends
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Earns rewards
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Ability to order paper checks
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Refunds ATM fees up to $25
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Overdraft protection
Embold Rewards
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Earns dividends
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Earns rewards
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Ability to order paper checks
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Refunds ATM fees up to $25
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Overdraft protection
Bank boldly from anywhere.
All Embold members can use our digital banking services for free anywhere, anytime. Log in to your accounts from your favorite desktop or mobile device and manage your money, make transfers, nickname accounts, open new accounts or loans, and more.
Get your paycheck early.
Getting for Early Direct Deposit is easy! Just make sure you’re signed up to receive your paycheck or other payments via direct deposit. The best way to do this is through your employer or other benefits provider.
Lose the paper trail with eDocs.
Get your statements, notices, and tax forms instantly. Keep sensitive info out of your mailbox and reduce the paper you consume. Get started today by logging in to digital banking and selecting the “electronic documents” widget. Secure your info and use less paper—it’s that easy.
Lost card? New card?
With digital banking, managing your card has never been easier. Within our card management widget, primary members can activate new cards, block/unblock cards, set travel notices, order replacements, and more. Need to change your PIN? Call (855) 477-1163 or stop by a branch today. Joint members can manage their cards 24/7 by calling (855) 477-1163.
Questions? We've got answers
Yes, you can! To learn more about mobile wallet, click here.
You can read more about Visa Account Updater here.
Points are earned when you make purchases using your Embold Rewards Debit Card or Embold Rewards Credit Card. For every $4 you spend on your Rewards Debit Card, you will receive one point. For every $1 you spend on your Rewards Credit Card, you’ll receive one point.
You can access your Rewards account information by logging in to your Digital Banking account. Don’t have a login created? Visit our Digital Banking page to get started today. Or if you prefer, you can create a separate login for our Rewards Redemption site by clicking here.
Yes, your points will be aggregated between your personal Rewards Checking and Rewards Visa accounts automatically. If you would like to combine points with someone else, you can transfer your points to them. Please visit our Embold Rewards page for additional FAQs regarding how long points are valid for.
Get in touch
Disclosures
1) APY = Annual Percentage Yield. Dividend rate is earned when minimum transaction requirements are met. Plus accounts are tiered. For details, see our Truth in Savings document. Embold Plus accounts have a $3 paper statement fee that is waived when enrolled in electronic statements.
*Early Direct Deposit availability is dependent on the timing of the payor’s submission of deposits to Embold and may vary from pay period to pay period. To ensure that your deposit can be processed, make sure that your name, social security number, and credit union account and routing number on file with your payor matches what’s on your Embold account. Fraud restrictions may apply.