Checking Accounts

Bank boldly with impressive rates and remarkable rewards.

Let's bank boldly.

Checking

At Embold, our promise is to help you bank boldly. Ready to take the leap? Let’s get started.

Questions?

Our local Member Advocates are here to help.

Call or text us: 503-656-0671


Our call center is ready to help you out during our business hours:
Mon - Fri: 9:00AM-5:30PM
Sat: 9AM-1PM

We offer a variety of checking accounts, with everything from high dividend rates that help boost your balance to debit cards that reward you for every dollar you spend. At Embold, our promise is to help you bank boldly. Ready to take the leap?

Embold Plus

Current obsession of many new members. Earn 4.00% APY1 to grow your balance when you use your debit card.

Embold Rewards

Treat yourself. Earn points on purchases. Trade these points in for awesome rewards. Rinse and repeat.

Embold Core

It’s all about keeping it simple. A free checking account with all the core features you’ll love.

Every Embold checking account features:

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Friendly service with our local people

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Free Digital Banking

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No minimum balance requirements

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Access to your money sooner with early direct deposit*

Choose what works for you

  • Earns dividends

    Earns dividends

  • Earns rewards

    Earns rewards

  • Ability to order paper checks

    Ability to order paper checks

  • Refunds ATM fees up to $25

    Refunds ATM fees up to $25

  • Overdraft protection

    Overdraft protection

Embold Core

  • Earns dividends

     

  • Earns rewards

     

  • Ability to order paper checks

  • Refunds ATM fees up to $25

     

  • Overdraft protection

Embold Plus

  • Earns dividends

  • Earns rewards

     

  • Ability to order paper checks

  • Refunds ATM fees up to $25

  • Overdraft protection

Embold Rewards

  • Earns dividends

     

  • Earns rewards

  • Ability to order paper checks

  • Refunds ATM fees up to $25

     

  • Overdraft protection

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Bank boldly from anywhere.

All Embold members can use our digital banking services for free anywhere, anytime. Log in to your accounts from your favorite desktop or mobile device and manage your money, make transfers, nickname accounts, open new accounts or loans, and more.

Digital Banking
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Get your paycheck early.

Getting for Early Direct Deposit is easy! Just make sure you’re signed up to receive your paycheck or other payments via direct deposit. The best way to do this is through your employer or other benefits provider.

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Lose the paper trail with eDocs.

Get your statements, notices, and tax forms instantly. Keep sensitive info out of your mailbox and reduce the paper you consume. Get started today by logging in to digital banking and selecting the “electronic documents” widget. Secure your info and use less paper—it’s that easy.

Sign me up for eDocs

Lost card? New card?

With digital banking, managing your card has never been easier. Within our card management widget, primary members can activate new cards, block/unblock cards, set travel notices, order replacements, and more. Need to change your PIN? Call (855) 477-1163 or stop by a branch today. Joint members can manage their cards 24/7 by calling (855) 477-1163.

Questions? We've got answers

Yes, you can! To learn more about mobile wallet, click here.

You can read more about Visa Account Updater here.

Points are earned when you make purchases using your Embold Rewards Debit Card or Embold Rewards Credit Card. For every $4 you spend on your Rewards Debit Card, you will receive one point. For every $1 you spend on your Rewards Credit Card, you’ll receive one point.

You can access your Rewards account information by logging in to your Digital Banking account. Don’t have a login created? Visit our Digital Banking page to get started today. Or if you prefer, you can create a separate login for our Rewards Redemption site by clicking here.

Yes, your points will be aggregated between your personal Rewards Checking and Rewards Visa accounts automatically. If you would like to combine points with someone else, you can transfer your points to them. Please visit our Embold Rewards page for additional FAQs regarding how long points are valid for.

Ready, set, go

Find the right-fit checking account and start banking boldly.

Open a Checking Account

Get in touch

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Disclosures

1) APY = Annual Percentage Yield. Dividend rate is earned when minimum transaction requirements are met. Plus accounts are tiered. For details, see our Truth in Savings document. Embold Plus accounts have a $3 paper statement fee that is waived when enrolled in electronic statements.

*Early Direct Deposit availability is dependent on the timing of the payor’s submission of deposits to Embold and may vary from pay period to pay period. To ensure that your deposit can be processed, make sure that your name, social security number, and credit union account and routing number on file with your payor matches what’s on your Embold account. Fraud restrictions may apply.