excited woman in a car

Say yes to your summer.

You’ve got plans. Let’s make them happen.

Apply Now

That trip, that project, that little bit of breathing room… it’s all within reach. The Summertime Loan gives you a simple, flexible way to move forward, with options designed to meet you where you are.

Why Choose a Summertime Loan?

Summer doesn’t wait—and neither should your plans. Get the funds you need so you can move forward today, not “someday.” Borrow what you need and choose a repayment term that works for you—so your loan supports your life, not the other way around. With options tailored to your unique financial situation, this loan makes it easier to find a solution that works for you.

What You'll Get

Everything you need to make your plans real—simple, flexible, and built for summer:

  • Up to $4,000 in funding
  • Rates as low as 7.25% APR1
  • Up to 24 months to repay
  • Options designed to fit a range of needs

Simple terms. Real flexibility. Support where it counts.

What Can You Use It For?

This loan is designed for real life and whatever summer brings your way:

  • Travel and getaways
  • Home updates or repairs
  • Unexpected expenses
  • A little extra breathing room

If it matters to you, it’s worth making happen.

Disclosures

1) APR: Annual Percentage Rate. All Annual Percentage Rates are tiered based upon credit worthiness of the borrowers and other criteria. Promotion good from June 1, 2026 to July 31, 2026. The Member Perks Program is available to both consumer and business accounts and consists of a 0.25% rate increase on Share Certificates or a 0.25% decrease on fixed rate and term loans. To qualify, you must maintain an active primary share account and have a checking account with at least eight eligible transactions each month. A qualifying trust account is eligible to be combined with a primary account for loan discounts and closing credits when the same Social Security number is used to qualify both accounts. Eligible transactions include direct deposits, withdrawals, deposits, ACH transactions, debit card withdrawals, BillPay payments, and checks (drafts). Internal transfers, fees, and dividends are not included. You must also be enrolled in eStatements or have at least 10 years of membership. Ten-year membership eligibility begins the first day of the month following your 10-year anniversary.