You’re in the right place to earn as high as 4.50% APY on Share Certificates!¹
You don’t need a fortune to earn a great rate. With as little as $500, you can take your savings to new heights.
Today’s the day to open a 36-month Share Certificate and earn 4.00% Annual Percentage Yield PLUS an extra 0.25% with Member Perks AND 0.25% more for new money deposits.1
Shorter-term commitment more your thing? We’ve got you. You can earn up to 3.00% APY on our 12-Month Share Certificate.2
Ready to join Embold and take your savings game to a higher level?Let's Get Started!
Already a member? Open your Share Certificate under 'Quick Apply' in Digital Banking!Log into Digital Banking
Not sure which Embold Share Certificate fits your life best?Make an Appointment
With a Share Certificate, you make an opening deposit, then let your money grow undisturbed for a set period of time. Because the term is fixed, your money can grow faster at a higher rate. Your future self will thank you!
1) 4.50% APY includes 4.00% dividends plus 0.25% by qualifying for Member Perks with an additional 0.25% for new money deposits when you open a 36-month Share Certificate. New Money is defined as deposits, loans, or investments not previously held at Embold.
2) 3.00% APY includes 2.50% dividends plus 0.25% by qualifying for Member Perks with an additional 0.25% for new money deposits when you open a 12-month Share Certificate. New Money is defined as deposits, loans, or investments not previously held at Embold.
To qualify for Member Perks pricing, member must have a savings account, a checking account, and one additional deposit or loan product including: Share Certificate, IRA, Money Market (Personal or Business), Personal Loan or Line, Credit Card, Auto Loan, Home Equity Line, Mortgage, Business Loan, or Investment Services. Loan discount does not apply to: Personal Lines of Credit (PLOC), Platinum or Rewards Visa, Business Visa, Mortgage, HELOC, RELOC, Commercial Real Estate Loans, Shared Secured Loans, or Seasonal loans.