Rental Entry Assistance Loan
Make your move!
Time to move? Our Rental Entry Assistance Loan (REAL) program helps pay the up-front security deposits required when renting a house or apartment, deposits that can add up fast, leaving you with more money in your pocket and free to think about more important things, like where to put that new coffee table.
Apply TodayThe REAL Details
Our REAL program offers loan amounts up to $5,0001 with terms extending up to 36 months and fixed interest rates ranging from 6-9%1. The funds are paid directly to your property management5, and a signed lease agreement is required. Additionally, we encourage ITIN borrowers to apply!
Moving is expensive. Apply now and let us help make renting a little easier.
Current Rates
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Product |
APR2 as low as |
Member Perks APR2,3 |
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Member Perks pricing is applicable on this loan type, resulting in 0.25% discount on the rates listed above. Click here to learn more and see if you qualify! Rates effective as of November 13, 2024.
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Product Share Secured Loan4 |
APR2 as low as 3.05% |
Member Perks APR2,3 N/A |
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Product Personal Loan |
APR2 as low as 13.00% |
Member Perks APR2,3 12.75% |
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Product Personal Line of Credit |
APR2 as low as 9.75% |
Member Perks APR2,3 N/A |
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Product Payday Alternative Loan |
APR2 as low as 15.00% |
Member Perks APR2,3 N/A |
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Product Rental Entry Assistance Loan (REAL) |
APR2 as low as 6.00% |
Member Perks APR2,3 5.75% |
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Product Holiday Loan7 |
APR2 as low as 15.00% |
Member Perks APR2,3 N/A |
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We're here to help.
Skip a Payment
Hey, we get it. Life happens. Most Embold loans allow you to request a skip payment for a low fee. Skip this month’s payment with no impact on your credit score, and use the money you save to get back on track.
Change Your Due Date
Sometimes arranging your month differently can help you maximize your paycheck-to-payment ratio. If you want to move the due date for your loan, use our handy form and email us, drop it off at any branch, or send it via snail mail.
Payment Protection
Sometimes things get a little too real. When the unexpected happens, Payment Protection can protect your loan against life’s most unforeseen events. Increase your monthly loan payment a smidge to increase your peace of mind a lot.
We're here to help!
Disclosures
1) Depending on credit.
2) APR: Annual Percentage Rate. All Annual Percentage Rates are tiered based upon credit worthiness of the borrowers and other criteria
3) Member Perks: On your fourth product, take advantage of a 0.25% rate increase on Share Certificates or 0.25% decrease on fixed rate and term loans. $500 closing cost credit on first mortgage loans and $250 closing cost credit on HELOCs and RELOCs. Required products include: a savings account, a checking account, enrolled in eStatements, and one additional deposit or loan product.
4) Share Secured Loan: A loan secured by specific funds in a savings account. This Annual Percentage Rate (APR) is determined by the current dividend rate being paid on the share accounts offered as security, plus 3.00%.
5) Direct reimbursements to members can be approved by staff with proof of payment within 30 days of signing the rental agreement.