girl and dog eating pizza

Rental Entry Assistance Loan

Make your move!

Apply now

Time to move? Our new REAL program helps pay the up-front security deposits required when renting a house or apartment, deposits that can add up fast. Funds are paid directly to the property manager, leaving you with more money in your pocket and free to think about more important things, like where to put that new coffee table.

REAL Details

Loan amounts up to $5,0001
Up to 36-month term
Fixed rates from 6-9%1
Funds paid directly to property management5
Signed lease agreement required
ITIN borrowers are encouraged to apply

Moving is expensive. Apply now for a Rental Entry Assistance Loan and let us help make renting a little easier.

Make the move.

Click the button below to get started.

Apply Now

Personal Loans

Let’s get whatever you need to do, done. Click below to get started.


Our local Member Advocates are here to help.

Call or text us: 503-656-0671

Our call center is ready to help you out during our business hours:
Mon - Fri: 9:00AM-5:30PM
Sat: 9AM-1PM

Current Rates

Personal Loans and Lines


APR2 as low as

Member Perks APR2,3

Member Perks pricing is applicable on this loan type, resulting in 0.25% discount on the rates listed above. Click here to learn more and see if you qualify!

Rates effective as of May 14, 2024.


Share Secured Loan4

APR2 as low as


Member Perks APR2,3



Personal Loan

APR2 as low as


Member Perks APR2,3



Personal Line of Credit

APR2 as low as


Member Perks APR2,3



Payday Alternative Loan

APR2 as low as


Member Perks APR2,3



Rental Entry Assistance Loan (REAL)

APR2 as low as


Member Perks APR2,3


We're here to help.

Mobile Banking class="wrapper">

Skip a Payment

Hey, we get it. Life happens. Most Embold loans allow you to request a skip payment for a low fee. Skip this month’s payment with no impact on your credit score, and use the money you save to get back on track.

Skip a payment
Calendar class="wrapper">

Change Your Due Date

Sometimes arranging your month differently can help you maximize your paycheck-to-payment ratio. If you want to move the due date for your loan, use our handy form and email us, drop it off at any branch, or send it via snail mail.

Change my due date
Growth Investments class="wrapper">

Payment Protection

Sometimes things get a little too real. When the unexpected happens, Payment Protection can protect your loan against life’s most unforeseen events. Increase your monthly loan payment a smidge to increase your peace of mind a lot.

Make an appointment

We're here to help!

Call, text or write.
Let's talk
Chat with us online.
Let's chat
Find a branch.
View locations


1) Depending on credit.

2) APR: Annual Percentage Rate. All Annual Percentage Rates are tiered based upon credit worthiness of the borrowers and other criteria

3) Member Perks: On your fourth product, take advantage of a 0.25% rate increase on Share Certificates or 0.25% decrease on fixed rate and term loans. $500 closing cost credit on first mortgage loans and $250 closing cost credit on HELOCs and RELOCs. Required products include: a savings account, a checking account, enrolled in eStatements, and one additional deposit or loan product.

4) Share Secured Loan: A loan secured by specific funds in a savings account. This Annual Percentage Rate (APR) is determined by the current dividend rate being paid on the share accounts offered as security, plus 3.00%.

5) Direct reimbursements to members can be approved by staff with proof of payment within 30 days of signing the rental agreement.