Business Savings

Business Savings

Taking care of your business is our business.

Become a business member

At Embold, we offer consistently strong rates to help you grow a consistently strong business.

All Embold business savings accounts feature:

Checks class="wrapper">

No transaction limits.

Mobile Banking class="wrapper">

Free online and mobile banking.

Online Tools class="wrapper">

Unlimited number of additional accounts available at no cost.

Growth Investments class="wrapper">

Deposits up to $250,000 guaranteed by NCUA.³

Payment, Bill Pay class="wrapper">

Free unlimited access to our coin machines.

Let's take a closer look:

  • Overview

    Overview

  • Minimum opening deposit

    Minimum opening deposit

  • Monthly fee

    Monthly fee

  • Pays interest? 

    Pays interest? 

  • Tiered interest based on: 

    Tiered interest based on: 

Business Share

  • Overview

    Our basic savings share that pays a better-than-basic rate of return and features no monthly service fees, ever. You automatically get one when you open your business membership.

  • Minimum opening deposit

    $5.00

  • Monthly fee

    None

  • Pays interest? 

  • Tiered interest based on: 

    N/A

Money Market

  • Overview

    Ready to take your savings up a notch? We'll waive the $10 monthly service charge when you keep a minimum $5,000 daily balance. Plus, the more you save, the more you earn.

  • Minimum opening deposit

    None

  • Monthly fee

    $10.00 (waived with a $5,000 daily balance)

  • Pays interest? 

  • Tiered interest based on: 

    Balance

Business Certificates

  • Overview

    Have some extra cash on hand? Select the term that works for you and take advantage of higher interest rates. The longer the term you select, the more you can earn.

  • Minimum opening deposit

    $25.00

  • Monthly fee

    None

  • Pays interest? 

  • Tiered interest based on: 

    Term

Today's business deposit rates

Business Deposit Accounts

Product

Min. Daily Balance

APY1,2

Member Perks APY3

Share Savings & Money Market rates effective as of April 15, 2024. Apply now!

Share Certificate rates effective as of April 15, 2024. Apply now!

Product

Business Primary Share

Min. Daily Balance

$0.00

APY1,2

0.05%

Member Perks APY3

N/A

Product

Business Money Market $0.01 - $4,999.99

Min. Daily Balance

$0.00

APY1,2

0.40%

Member Perks APY3

N/A

Product

Business Money Market $5,000.00 - $9,999.99

Min. Daily Balance

$5,000.00

APY1,2

0.60%

Member Perks APY3

N/A

Product

Business Money Market $10,000.00 - $24,999.99

Min. Daily Balance

$10,000.00

APY1,2

0.70%

Member Perks APY3

N/A

Product

Business Money Market $25,000.00 - $49,999.99

Min. Daily Balance

$25,000.00

APY1,2

0.80%

Member Perks APY3

N/A

Product

Business Money Market  $50,000.00 - $99,999.99

Min. Daily Balance

$50,000.00

APY1,2

0.90%

Member Perks APY3

N/A

Product

Business Money Market  $100,000.00

Min. Daily Balance

$100,000.00

APY1,2

1.05%

Member Perks APY3

N/A

Product

Business 12 Month Share Certificate

Min. Daily Balance

$25.00

APY1,2

3.93%

Member Perks APY3

4.19%

Product

Business 18 Month Share Certificate

Min. Daily Balance

$25.00

APY1,2

2.53%

Member Perks APY3

2.79%

Product

Business 24 Month Share Certificate

Min. Daily Balance

$25.00

APY1,2

2.02%

Member Perks APY3

2.28%

Product

Business 36 Month Share Certificate

Min. Daily Balance

$25.00

APY1,2

2.17%

Member Perks APY3

2.43%

Product

Business 48 Month Share Certificate

Min. Daily Balance

$25.00

APY1,2

2.58%

Member Perks APY3

2.84%

Product

Business 60 Month Share Certificate

Min. Daily Balance

$25.00

APY1,2

3.17%

Member Perks APY3

3.43%

Run the numbers

Questions? We have answers

We have a checklist to help you with that question. Open the document here.

If your business is located or registered in Clackamas, Multnomah, Washington, Marion, Yamhill, or Polk County, you can be a business member here.

Ready, set, go

Become a business member today to open your share account and get started saving.

Become a business member

How can we help?

Call, text or write.
Let's talk
Chat with us online.
Let's chat
Find a branch.
View locations

Disclosures

1) For details, see our Truth in Savings disclosures here.

2) For details, see our Truth in Savings Certificate disclosures here.

3) Member Perks: On your fourth product, take advantage of a 0.25% rate increase on Share Certificates or 0.25% decrease on fixed rate and term loans. $500 closing cost credit on first mortgage loans and $250 closing cost credit on HELOCs and RELOCs. Required products include: a savings account, a checking account, enrolled in eStatements, and one additional deposit or loan product.

Contact us to find out how you can maximize your NCUA coverage or visit ncua.gov to learn more.