Business Savings
Taking care of your business is our business.
At Embold, we offer consistently strong rates to help you grow a consistently strong business.
All Embold business savings accounts feature:
No transaction limits.
Free online and mobile banking.
Unlimited number of additional accounts available at no cost.
Deposits up to $250,000 guaranteed by NCUA.³
Free unlimited access to our coin machines.
Let's take a closer look:
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Overview
Overview
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Minimum opening deposit
Minimum opening deposit
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Monthly fee
Monthly fee
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Pays interest?
Pays interest?
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Tiered interest based on:
Tiered interest based on:
Business Share
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Overview
Our basic savings share that pays a better-than-basic rate of return and features no monthly service fees, ever. You automatically get one when you open your business membership.
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Minimum opening deposit
$5.00
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Monthly fee
None
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Pays interest?
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Tiered interest based on:
N/A
Money Market
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Overview
Ready to take your savings up a notch? We'll waive the $10 monthly service charge when you keep a minimum $5,000 daily balance. Plus, the more you save, the more you earn.
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Minimum opening deposit
None
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Monthly fee
$10.00 (waived with a $5,000 daily balance)
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Pays interest?
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Tiered interest based on:
Balance
Business Certificates
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Overview
Have some extra cash on hand? Select the term that works for you and take advantage of higher interest rates. The longer the term you select, the more you can earn.
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Minimum opening deposit
$25.00
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Monthly fee
None
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Pays interest?
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Tiered interest based on:
Term
Today's business deposit rates
Product |
Min. Daily Balance |
APY1,2 |
Member Perks APY3 |
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Share Savings & Money Market rates effective as of July 22, 2024. Apply now! Share Certificate rates effective as of July 22, 2024. Apply now! |
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Product Business Primary Share |
Min. Daily Balance $0.00 |
APY1,2 0.05% |
Member Perks APY3 N/A |
Product Business Money Market $0.01 - $4,999.99 |
Min. Daily Balance $0.00 |
APY1,2 0.30% |
Member Perks APY3 N/A |
Product Business Money Market $5,000.00 - $9,999.99 |
Min. Daily Balance $5,000.00 |
APY1,2 0.40% |
Member Perks APY3 N/A |
Product Business Money Market $10,000.00 - $24,999.99 |
Min. Daily Balance $10,000.00 |
APY1,2 0.60% |
Member Perks APY3 N/A |
Product Business Money Market $25,000.00 - $49,999.99 |
Min. Daily Balance $25,000.00 |
APY1,2 0.70% |
Member Perks APY3 N/A |
Product Business Money Market $50,000.00 - $99,999.99 |
Min. Daily Balance $50,000.00 |
APY1,2 0.80% |
Member Perks APY3 N/A |
Product Business Money Market $100,000.00 |
Min. Daily Balance $100,000.00 |
APY1,2 1.00% |
Member Perks APY3 N/A |
Product Business 12 Month Share Certificate |
Min. Daily Balance $25.00 |
APY1,2 3.69% |
Member Perks APY3 4.19% |
Product Business 18 Month Share Certificate |
Min. Daily Balance $25.00 |
APY1,2 2.25% |
Member Perks APY3 2.79% |
Product Business 24 Month Share Certificate |
Min. Daily Balance $25.00 |
APY1,2 2.02% |
Member Perks APY3 2.28% |
Product Business 36 Month Share Certificate |
Min. Daily Balance $25.00 |
APY1,2 2.17% |
Member Perks APY3 2.43% |
Product Business 48 Month Share Certificate |
Min. Daily Balance $25.00 |
APY1,2 2.58% |
Member Perks APY3 2.84% |
Product Business 60 Month Share Certificate |
Min. Daily Balance $25.00 |
APY1,2 3.17% |
Member Perks APY3 3.43% |
Run the numbers
Questions? We have answers
We have a checklist to help you with that question. Open the document here.
If your business is located or registered in Clackamas, Multnomah, Washington, Marion, Yamhill, or Polk County, you can be a business member here.
Ready, set, go
Become a business member today to open your share account and get started saving.
How can we help?
Disclosures
1) For details, see our Truth in Savings disclosures here.
2) For details, see our Truth in Savings Certificate disclosures here.
3) Member Perks: On your fourth product, take advantage of a 0.25% rate increase on Share Certificates or 0.25% decrease on fixed rate and term loans. $500 closing cost credit on first mortgage loans and $250 closing cost credit on HELOCs and RELOCs. Required products include: a savings account, a checking account, enrolled in eStatements, and one additional deposit or loan product.
Contact us to find out how you can maximize your NCUA coverage or visit ncua.gov to learn more.