Business Loans
Lending solutions to fit your business needs.
At Embold, we’re committed to providing dynamic lending solutions for our business members. We offer fast, local approval and custom products that are tailored to fit your needs. Whether you’re aiming to expand or refinance, you can do this. We can help.
Apply todayBusiness Vehicle Loan
Enjoy flexible terms that are customized to fit the needs of your business. Embold offers 100% financing for qualified borrowers with competitive rates for a fixed term.
Business Line of Credit
Power your cash flow with fast, easy access to funds and enjoy knowing that your payments to vendors and suppliers will arrive on time. A business line of credit is the perfect tool for seasonal purchases, inventory, payroll, or short-term working capital.
Enjoy low floating rates, annual maturities, personalized service, and instant online transfers that you control.
Commercial Real Estate
We can finance almost any type of investment property, including owner- and non-owner-occupied, amortized up to 25 years. Planning a purchase, expansion, or remodel? We’ve got you covered. You can even refinance your existing Commercial Real Estate loan. Enjoy competitive rates and no pre-payment penalties.
Non-Profit Loan
Designed specifically for mission-driven organizations, our non-profit loans provide accessible funding to help you expand your impact, cover operational costs, or invest in new initiatives.
Equipment Loan
Get the tools you need to keep your business running smoothly with a flexible equipment loan, designed to help you purchase or upgrade essential machinery, vehicles, or technology.
Business Visa
Manage your business expenses with ease using an Embold Business Visa, offering convenient purchasing power, expense tracking, and benefits tailored to your company’s needs.
Construction Loan
Whether you’re building from the ground up or expanding an existing space, a construction loan provides the necessary funding with structured disbursements to keep your project on track.
SBA Loan
Backed by the Small Business Administration, SBA loans offer competitive rates and longer repayment terms, making them a great option for businesses looking to grow with lower upfront costs.
Run the numbers
Questions? We have answers
If your business is located or registered in Clackamas, Multnomah, Washington, Marion, Yamhill, or Polk County, you can be a business member here.
Yes. Your regular monthly payment is a combination of principal and interest. If you want to make a payment exclusively on your principal balance, you can include money in addition to your regular monthly payment and designate it as a principal payment. We design our loans to make this easy, should you want to do so. By making extra principal payments, you can pay off your loans sooner and save money on interest.
How you’ve handled your finances in the past helps us understand what to expect in the future. That’s why a good score can help you qualify for a better interest rate.
That said, your credit score is only one consideration in the lending process. Other considerations include your income, your monthly payment obligations and the loan term you select.
At Embold, we’ll work with you to understand your entire financial profile to ensure you get the loan and the rate that’s right for you.
Ready, set, go
Contact Business Services to apply for a Business Vehicle Loan, Line of Credit, or Commercial Real Estate Loan today.
Questions?
Disclosures
1) Annual Percentage Rate. Rate may vary based on credit-worthiness of the borrower(s) and other criteria.
2) For full details, see our Truth in Lending disclosures.
3) Member Perks: On your fourth product, take advantage of a 0.25% rate increase on Share Certificates or 0.25% decrease on fixed rate and term loans. $500 closing cost credit on first mortgage loans and $250 closing cost credit on HELOCs and RELOCs. Required products include: a savings account, a checking account, enrolled in eStatements, and one additional deposit or loan product.