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Embold Rewards

Perks to make you grin from ear to ear.

At Embold, we reward you for just being you. Your unique purchases and spending habits allow you to earn points that can be redeemed as gift cards, cash back, travel, and even donations to your favorite charity! Ready to make your spending worthwhile?

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Rewards Visa¹

Earn one point on every dollar you spend with an Embold Rewards Visa.

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Rewards Checking

Earn one point for every four dollars you spend on purchases using your Embold Rewards Debit Card.

Got questions? We've got answers

Points are earned when you make purchases using your Embold Rewards Debit Card or Embold Rewards Credit Card. For every $4 you spend on your Rewards Debit Card, you will receive one point. For every $1 you spend on your Rewards Credit Card, you’ll receive one point.

Points can be redeemed for gift cards and cash back.

You can access your Rewards account information by logging in to your Digital Banking account. Don’t have a login created? Visit our Digital Banking page to get started today. Or if you prefer, you can create a separate login for our Rewards Redemption site by clicking here.

Earned points are valid for 3 years and will expire 3 years from the last day of the last month they were earned. For example, if you earned points on May 7th of 2022, they will expire on May 31st, 2025.

Points that are transferred/shared expire 90 days from the transfer date.

Yes, your points will be aggregated between your personal Rewards Checking and Rewards Visa accounts automatically. If you would like to combine points with someone else, you can transfer your points to them. Please visit our Embold Rewards page for additional FAQs regarding how long points are valid for.

Lost Card? New Card?

With digital banking, managing your card has never been easier. Within our card management widget, primary members can activate new cards, block/unblock cards, set travel notices, order replacements, and more. Need to change your PIN? Call (855) 477-1163 or stop by a branch today. Joint members can manage their cards 24/7 by calling (855) 477-1163.

Visit Digital Banking

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1) For details, see our Truth in Lending document.

Circumstances under which a finance charge will be imposed: The total outstanding balance of purchases and cash advances in the account on the closing date of a billing cycle, including any interest charge will be shown on the periodic statement for that billing cycle as the “New Balance.”

Cash advances & balance transfers. An interest charge will be imposed on cash advances and balance transfers from the date each transaction is made. There is no time period within which to pay to avoid a periodic interest charge cash and balance transfer advances.