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Embold Rewards

Perks to make you grin from ear to ear.

Want to apply for a Rewards Visa? Great start here.

At Embold, we reward you for just being you. Your unique purchases and spending habits allow you to earn points that can be redeemed as gift cards, cash back, travel, and even donations! Ready to make your spending worthwhile?

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Rewards Visa¹

Earn one point on every dollar you spend with an Embold Rewards Visa.

Apply now
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Rewards Checking

Earn one point for every four dollars you spend on purchases using your Embold Rewards Debit Card.

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Earn 20,000 Bonus Points² with a New Embold Rewards Visa

Open a new Embold Rewards credit card and you could earn a whopping 20,000 bonus points²! How? It’s simple: use your new credit card to spend $2,000 within the first 90 days of your card being issued and those points, equivalent to $200 in rewards, are yours. 

Apply now
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So many ways to treat yourself.

You can redeem your Embold Reward points through a variety of rewarding options. Whether you prefer gift cards from your favorite retailers, cash back to offset purchases, or supporting charitable causes, Embold offers flexibility for any preference. Additionally, if you’re a traveler, you can use your points to book flights, hotels, and more, making your next vacation more affordable. Each redemption option is designed to provide value and convenience, ensuring you make the most out of your points.

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Gift Cards

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Cash Back

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Travel

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Charitable Contributions

Make a difference with Embold Rewards.

Donating your Embold Rewards points to local charitable organizations is a meaningful way to make a difference in your community. When you contribute your points, you are helping to fund educational programs, prevent hunger, support inclusion, and much more.

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Clackamas Service Center

Since 1973 Clackamas Service Center has provided crucial, life-saving services. They largest food pantry in Clackamas County and serve as a crucial community hub for low- and no-income individuals. Clackamas Service Center provides services that honor the dignity of every person.

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The Linfield Fund

Donations to Linfield University play a crucial role in the success of students through scholarships, cutting-edge classroom technology, and essential resources for labs, classrooms, and campus life. The even offer support for everything from basic lab supplies to textbooks and art materials, making every aspect of a Linfield education impactful and powerful.

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Special Olympics Oregon

Special Olympics Oregon is dedicated to empowering children and adults with intellectual disabilities through the joy of sport. By providing year-round  opportunities, they support inclusion, recognition, help participants improve their health, develop essential life skills, and forge lifelong friendships.

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Unidos Bridging Community

Unidos Bridging Community, established in 2012 in Yamhill County, Oregon, is a non-profit organization dedicated to facilitating the integration, participation, and success of Latinx individuals and families. The organization focuses on education, policy advocacy, immigration support, leadership development, and so much more.

Earn DOUBLE REWARDS¹ on Travel & Fuel Purchases

From May 15 to July 15, 2024, we’re offering DOUBLE REWARDS¹ on all your gas and travel purchases when using your Embold rewards debit or credit card. Yes, you read that right—from trips to the gas station to booking a trip on a steamship, you’ll earn twice the reward points!

Apply now
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Got questions? We've got answers

Points are earned when you make purchases using your Embold Rewards Debit Card or Embold Rewards Credit Card. For every $4 you spend on your Rewards Debit Card, you will receive one point. For every $1 you spend on your Rewards Credit Card, you’ll receive one point.

Points can be redeemed for gift cards and cash back.

You can access your Rewards account information by logging in to your Digital Banking account. Don’t have a login created? Visit our Digital Banking page to get started today. Or if you prefer, you can create a separate login for our Rewards Redemption site by clicking here.

Earned points are valid for 3 years and will expire 3 years from the last day of the last month they were earned. For example, if you earned points on May 7th of 2022, they will expire on May 31st, 2025.

Points that are transferred/shared expire 90 days from the transfer date.

Yes, your points will be aggregated between your personal Rewards Checking and Rewards Visa accounts automatically. If you would like to combine points with someone else, you can transfer your points to them. Please visit our Embold Rewards page for additional FAQs regarding how long points are valid for.

Start Earning Rewards Today

Earning rewards with an Embold Rewards Visa or Rewards Checking account is easy. As soon as you sign up and start using your account, you’ll automatically earn points on every eligible purchase. These points can be redeemed for a variety of rewards, such as cash back, travel, gift cards, or charitable contributions, making it easy to benefit from your everyday spending.

Apply now

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Disclosures

1) For details, see our Truth in Lending document.

Circumstances under which a finance charge will be imposed: The total outstanding balance of purchases and cash advances in the account on the closing date of a billing cycle, including any interest charge will be shown on the periodic statement for that billing cycle as the “New Balance.”

Cash advances & balance transfers. An interest charge will be imposed on cash advances and balance transfers from the date each transaction is made. There is no time period within which to pay to avoid a periodic interest charge cash and balance transfer advances.