Member Perks

1) Member Perks: The Member Perks Program is available to both consumer and business accounts and consists of a 0.25% rate increase on Share Certificates or a 0.25% decrease on fixed rate and term loans. To qualify, you must maintain an active primary share account and have a checking account with at least eight eligible transactions each month. A qualifying trust account is eligible to be combined with a primary account for loan discounts and closing credits when the same Social Security number is used to qualify both accounts. Eligible transactions include direct deposits, withdrawals, deposits, ACH transactions, debit card withdrawals, BillPay payments, and checks (drafts). Internal transfers, fees, and dividends are not included. You must also be enrolled in eStatements or have at least 10 years of membership. Ten-year membership eligibility begins the first day of the month following your 10-year anniversary.

2) Member Perks Money Market accounts are tiered-rate accounts. The dividend rate and APY for each tier are based on qualification status. If Member Perks qualifications are met during the applicable period, the Member Perks Dividend Rate and corresponding APY will apply. If qualifications are not met, the Regular Dividend Rate and corresponding APY will apply. Member Perks: To qualify for member perks, you must maintain an active primary share account and have a checking account with at least eight eligible transactions each month. Eligible transactions include direct deposits, withdrawals, deposits, ACH transactions, debit card withdrawals, BillPay payments, and checks (drafts). Internal transfers, fees, and dividends are not included. You must also be enrolled in eStatements or have at least 10 years of membership. Ten-year membership eligibility begins the first day of the month following your 10-year anniversary