If you’re new to credit—or just trying to understand how credit scores work—you’re not alone. Credit can feel confusing at first, but with the right knowledge and healthy financial habits,… Read more
When you’re standing at the checkout screen, it’s easy to tap the first card you grab. But knowing when to use credit vs debit can help you make smarter financial… Read more
If you’ve ever wondered what sets credit unions apart from traditional banks, the answer is simple: you. At Embold Credit Union, we don’t have shareholders — we have members. That… Read more
Paying for college isn’t just about tuition. The everyday costs of being a student can add up fast — books, housing, food, technology, and even basic supplies. These expenses often… Read more
Whether you’re planning for a dream vacation, a new home, or just want to feel more financially secure, knowing how to start saving money with a purpose can make all… Read more
It’s one of the simplest financial tips out there — and one of the most powerful: pay more than your credit card’s minimum due each month. Why? Because doing so… Read more
If you’re considering making the switch to an electric vehicle (EV), now’s the time to plug in — literally and financially. The federal EV tax credit of up to $7,500… Read more
Buying your first home is a big deal — and if you’re feeling overwhelmed by terms like “debt-to-income ratio” or “mortgage points,” you’re not alone. At Embold, we believe everyone… Read more
Let’s explore three simple steps to fortify your online defenses: Unique Credentials Avoid using the same username and password across multiple log-ins. Why? If one account is compromised, others remain… Read more
Our Annual Meeting was held on May 23. This meeting is our opportunity to connect with you, our members, and keep you informed of the financial security of your credit… Read more
