Make Your Season Bright with a Holiday Loan
Borrow up to $1,500 at 15.00% APR for 12 months – no credit pull required.
The holidays should feel joyful—not stressful. Whether you’re traveling, hosting, or checking gifts off your list, our Holiday Loan gives you a simple, predictable way to cover seasonal expenses without leaning on high-interest credit cards. Borrow what you need, know exactly what you’ll pay, and head into the new year with confidence.
A little extra support for the season
Here’s how our Holiday Loan helps you stay on budget, keep the season bright, and skip the after-January stress.
Fast. Affordable. Just the right size.
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Borrow up to $1,500
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15.00% APR, fixed for 12 months
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No credit pull required
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One clear payoff date, no revolving balance
A straightforward way to add some flexibility to your holiday budget.
Flexible for Your Holiday Needs
Use your Holiday Loan for the moments that matter most:
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Gifts and celebrations
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Travel and gatherings
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Seasonal meals and traditions
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Last-minute or unexpected expenses
Whatever brightens your holidays, this helps you make it happen.
A Holiday Boost for Our Established Members
This seasonal offer is available to members who’ve been with Embold for at least a year and have healthy, active accounts. If you’re unsure about eligibility, we can check for you quickly—no pressure, no credit pull.
Let’s Brighten Your Season
A little extra boost can make the holidays feel lighter. Borrow up to $1,500 with one easy monthly payment and avoid the stress of high-interest cards. Apply online with the button below, stop by your favorite branch, or give us a call—whatever makes your season shine.
Disclosures
*APR = Annual Percentage Rate. All loans subject to minimum qualifications. Must be member in good standing for previous 12 months. Offer available November 13, 2025, through December 31, 2025, or as determined by credit union management. If payments are not received exactly as scheduled, your final payment will reflect that. One loan per member.