It’s one of the simplest financial tips out there — and one of the most powerful: pay more than your credit card’s minimum due each month. Why? Because doing so… Read more
If you’re considering making the switch to an electric vehicle (EV), now’s the time to plug in — literally and financially. The federal EV tax credit of up to $7,500… Read more
Buying your first home is a big deal — and if you’re feeling overwhelmed by terms like “debt-to-income ratio” or “mortgage points,” you’re not alone. At Embold, we believe everyone… Read more
Maximizing Your Savings: How to Structure Share Certificates When you’re looking for a safe and predictable way to grow your savings, share certificates (also known as certificates of deposit or… Read more
As a valued member of the Embold Credit Union, we are pleased to invite you to our 2025 Annual Meeting, which will take place on Wednesday, May 21, 2025, at… Read more
As we enter the busy holiday season, we want to remind our members to be extra cautious and vigilant in protecting their personal and financial information. Unfortunately, scammers often target… Read more
In today’s world, where identity theft and fraud are rising concerns, protecting your financial health is more important than ever. One of the most effective ways to safeguard your credit… Read more
Your credit score is a three-digit number that creditors use to assess how likely you are to repay your loans. A high score can help you qualify for the lowest… Read more
As we head into September, you might’ve heard that the Federal Reserve (the Fed) has dropped interest rates by 50 points (-0.50%). While this shift in monetary policy may seem… Read more
At Embold, it is our duty to be careful stewards of our members’ money and to help you bank boldly and safely. This means that your security is our top… Read more
