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Welcome to Embold Credit Union

Where your membership is a slice of the pie.

Join today

Whatever your dreams, Embold can help you make them happen.

What our members say about us.

When I phoned a few years ago about refinancing to get rid of my PMI, the loan officer could see that I was a no risk borrower and took immediate steps to make my new loan happen. She cut through any interference.


Get ready for a different kind of banking

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Rates that empower you

We’re here to help you win. At Embold, you’ll find some of the most competitive rates around.

Check our rates
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Interest with impact

The more you put in, the more you gain. Whether you’re saving for college or a new home, we’ll go the extra mile to help you achieve your goals.

Start saving today

By the numbers

Hours spent teaching financial literacy
Hours volunteered in our community
Raised for local community partners
Hours taught in Spanish
Students taught financial literacy
Percentage of employees who volunteer

See our latest news and posts

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An Overview of Renter’s Insurance

Renters sometimes overlook the need for insurance based on the belief that they may not have a significant amount of personal possessions, or because the property is already insured by… Read more
insurance documents

The Value of Insuring Against Life’s Risks

Did you know that… Fifty-seven percent of American workers have no private short-term disability insurance.1,2 Sixty-five percent of working people in the U.S. lack private long-term disability coverage.1,2 Forty-eight percent… Read more
an overstuffed purse

Ten Things to Leave at Home

Concerns over identity theft continue to grow, especially with the news of data breaches at major companies and financial institutions. Unfortunately, you have little control over when a company is… Read more
scammer santa in a ski mask doing some scamming

‘Tis the Season to Remain Vigilant

At Embold, it is our duty to be careful stewards of our members’ money and to help you bank boldly and safely. This means that your security is our top… Read more

Our first priority is you

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Structure That Puts You First

Embold Credit Union is a local, member-owned, not-for-profit financial cooperative. That means when you join Embold, you become a member and an owner. All decisions we make keep your best interests at the forefront.

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Value That Benefits You

They say a rising tide lifts all boats. We’re focused on creating the best future possible for everyone we serve in our communities, not just for an elite group of stakeholders.

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Impact You Can Really See

We’re local, just like you. That means we’re fiercely committed to improving the communities we serve. You can learn more about the work we do throughout our corner of Oregon on our Community Impact page.

Are you ready to bank boldly?

Join us

Join Embold

Every day, you’re there for your family, your business, your future. And every day, we’re here for you. Join us today using the link below.


Our local Member Advocates are here to help.

Call or text us: 503-656-0671

Our call center is ready to help you out during our business hours:
Mon - Fri: 9:00AM-5:30PM
Sat: 9AM-1PM

We're here to help.

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1) APR = Annual Percentage Rate. Promotional offer is valid from January 15th, 2024, through February 15, 2024, and is specific to Balance Transfer Transactions Only. Promotion applies to new money only, existing balances with Embold may not be transferred at promotional rate. Promotional Interest Rate of 0.00% APR for Balance Transfer Transactions expires December 31st, 2024. Your current contracted Platinum Visa or Rewards Visa interest rate will apply thereafter. If the transfer information you provide is incomplete, Embold Credit Union will not be able to process the transfer request. Transfers will only be sent to recognized creditors or financial institutions and will not be sent to your home or billing address. Please continue to make your minimum required payment until the requested transfer payment appears on your account’s billing statement. Embold Credit Union is not responsible for any remaining balance on that account, or for any finance charges you may incur due to delays in transferring a balance. If you transfer an amount for a transaction you dispute, you may lose some or all of your rights with the other creditor. While Embold Credit Union can pay your accounts directly, we cannot close them for you. You must contact the creditor yourself if you wish to close any of the transfer accounts. Account balance transfers are contingent upon account setup and assigned credit limit. In some cases,  Embold Credit Union may not be able to process a balance transfer request.

To qualify for Member Perks pricing, member must have a savings account, a checking account, and one additional deposit or loan product including: Share Certificate, IRA, Money Market (Personal or Business), Personal Loan or Line, Credit Card, Auto Loan, Home Equity Line, Mortgage, Business Loan, or Investment Services. Loan discount does not apply to: Personal Lines of Credit (PLOC), Platinum or Rewards Visa, Business Visa, Mortgage, HELOC, RELOC, Commercial Real Estate Loans, Shared Secured Loans, or Seasonal loans.

Title VI of the Civil Rights Act of 1964 (“Title VI”) prohibits discrimination on the basis of race, color, national origin, sex, age, or disability. Embold Credit Union does not exclude people or treat them differently because of race, color, national origin, sex, age, or disability. We also strive to provide reasonable language assistance services to persons with limited English language proficiency to enable them to access our services. If you believe that Embold Credit Union has failed to provide these services or discriminated in another way on the basis of race, color, national origin, sex, age, or disability, you can file a complaint of discrimination to: