Mortgage Made Easy: A Quick Guide for First-Time Buyers
Buying your first home is a big deal — and if you’re feeling overwhelmed by terms like “debt-to-income ratio” or “mortgage points,” you’re not alone. At Embold, we believe everyone… Read more
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Maximizing Your Savings: How to Structure Share Certificates
Maximizing Your Savings: How to Structure Share Certificates When you’re looking for a safe and predictable way to grow your savings, share certificates (also known as certificates of deposit or… Read more
7 Ways to Protect Your Credit Score
Your credit score is a three-digit number that creditors use to assess how likely you are to repay your loans. A high score can help you qualify for the lowest… Read more
What a Fed Rate Cut Could Mean for Your Financial Future
As we head into September, you might’ve heard that the Federal Reserve (the Fed) has dropped interest rates by 50 points (-0.50%). While this shift in monetary policy may seem… Read more
Fixed or Variable Mortgage, Which Should You Pick?
Buying a home is the single-largest financial commitment most people ever make. And sorting through mortgages involves a lot of critical choices. One of these is choosing between a fixed… Read more
Celebrate National Credit Union Youth Savings Month
We’ve been so excited to see the steady stream of youth members coming in to our branches this month as we celebrate National Credit Union Youth Savings Month. It’s always… Read more
4 Scams to Watch for After the Holidays
The holidays may be over, but scammers never take a break. The weeks after the holiday season generally bring an increase in scams that can be difficult to spot. Watch… Read more
New Year, New Money Habits: How to Stick With It in 2022
If you’re like most people, you likely start each year with a list of resolutions to help you improve various aspects of your life. The list may include resolutions to… Read more
Don’t Get Spooked by One of these Scams this Halloween!
That cackling, long-haired witch might send your heart fluttering with fear, but these Halloween scams are even spookier! Here’s what to know about these common Halloween scams. 1. The Joker… Read more
How Do I Apply for FAFSA?
Q: Help! I need to fill out my FAFSA forms and I don’t know where to start! What do I need to know about filling out my FAFSA forms? A: Free Application… Read more
